Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing tools

Great range of tools to keep your finances in check. Reviewed on: 30th March 2022

Fantastic bank

I love how you can get your money a day before, the overdraft option and the ease of the access to your money. Reviewed on: 30th March 2022

Very good bank

This bank is one of the best around best system and process very easy to use and free Reviewed on: 29th March 2022

Quick and easy

Monzo is a great bank. It so easy to use and always get my payments easier then people at work! Reviewed on: 29th March 2022

Everything you need

The app is amazing, all the tools to manage life and its monies, great customer service and great benefits! Reviewed on: 29th March 2022

Amazing

I can separate my bills money into separate pots , I can pay people easily, I can leave emojis in my thanks for payments . I can also set up savings accounts with interest . Reviewed on: 29th March 2022

Easy Fair Manageable

The customer service is incredibly reliable to mange any problems that you have within the bank. The monzo app is also a great way to manage and control your spending. This allows you to stay in control of your finances. Reviewed on: 28th March 2022

Just so simple

Just so simple to use, makes life easy with its simplicity. Everything reads and does as you would expect, without complicated menus & sub menus- Just love it and links great to the business account side too Reviewed on: 28th March 2022

Love monzo

Great way of banking. Not used cash since joining this revolutionary way of living. The app is easy to use and helpful in many ways. Great for a 70 year old Reviewed on: 28th March 2022

No Fuss, No Problems

I swapped from an ordinary brick and mortar bank to Monzo last year and I haven't had a single regret. The features Monzo has and the service they give are better compared to traditional banks by far. With the free account you get everything you need, but I loved my account so much I decided on purchasing Monzo Plus. The additional features, while not essential, help keep my bank details safe online and allow me to organise my money even better. I've managed to convince a family member to switch to Monzo too and they've never been happier! Reviewed on: 27th March 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Algbra 3.93 from 2 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
Current account
from Starling Bank 4.87 from 27453 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub