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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

My bank.. Always watching my back.

Very prompt, swift and apt in finding solutions to all my day to day banking issues. They are always watching my back Reviewed on: 26th March 2022

Best bank when no-one would accept me!

Thank you for understanding and being there as my bank while I got on my feet! I've just opened up my business with a Monzo bank and couldn't be happier! Thank you! Reviewed on: 26th March 2022

Still the best for customer experience

Still the best for customer experience Reviewed on: 25th March 2022

Best banking experience

Absolutely love the simplicity and efficiency of Monzo ❤️ Reviewed on: 25th March 2022

Breath of fresh air

It's been a long time coming, but finally someone decided to rewrite the rule books on being a bank. I am super happy every time I use the app. Reviewed on: 25th March 2022

Bank for the future

Very efficient service, good experience of using it. Reviewed on: 25th March 2022

Love Monzo

I've been with Monzo since my first job and find the app very simple to navigate and I get my paychecks a day early at 4pm with Monzo which makes it even better while I have my pay my colleagues are with other banks they get paid day after me Reviewed on: 24th March 2022

The Future of Banking

Absolutely perfect, every time I've needed to contact them (most recently to temporarily raise my transfer limit) it's been quick, easy, and friendly. Everything is done through the app - I have never spoken to a person on the phone, only through chat. Perfect. Reviewed on: 24th March 2022

Reliable and friendly banking

Banks like Monzo are few and far between, they have high standards, are very forward thinking, have excellent safety features, and importantly is run ethical people. Reviewed on: 24th March 2022

Good

Perfect and easy fast and understanding Reviewed on: 24th March 2022

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