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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
79% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Best bank ever

5
Having had a high street bank for many years. A friend recommended monzo! And i was blown away by how easy it was to use. All the features on the app are far superior than my previous bank. No fees, no stress and any issues or questions are sorted quickly through the chat service built into app Reviewed on: 24th March 2022
Michael rodgers's avatar
Michael rodgers

Modern easy banking

5
Easy to open and intuitive to use. The way all banking should be. Reviewed on: 24th March 2022
Dougie Atkinson's avatar
Dougie Atkinson

Great Service

5
App design is really easy to use and helpful with many money management and saving options. Reviewed on: 24th March 2022
Jordy's avatar
Jordy

Better features than Starling Bank.

5
Monzo offers an early salary claim at 4PM before payments are due to come in from working. They also have a nice savings pot feature and great customer service via the live chat. Overall after using both banks for months I still prefer Monzo. I also have a business account with them both. Reviewed on: 24th March 2022
Krazes's avatar
Krazes

Easy to use

4
The app is excellent and monzo cuts out all of the difficulties that are associated with 'traditional' banks. Reviewed on: 24th March 2022
Niall Seenan's avatar
Niall Seenan

Easy to use when you are in holiday

5
Top money change pound to eure in holiday for m'y I was is to use Reviewed on: 24th March 2022
Azedin Rachid Hini's avatar
Azedin Rachid Hini

Easy to use

5
Great bank with a great app, makes lives easier Reviewed on: 23rd March 2022
Anonymous's avatar
Anonymous

Just amazing

5
They are the best digital bank out there. Easy with their pots and DD. Have different levels of cards so can get insurance etc. Reviewed on: 23rd March 2022
Tyler's avatar
Tyler

Monzo are amazing

5
From customer service to the tech side Monzo strive on making their customers happy and go out their way to help. Reviewed on: 23rd March 2022
Idris's avatar
Idris

They are reliable

5
I was defrauded of 900 pounds and they traced and recovered it in less than 24 hours Reviewed on: 23rd March 2022
esosa leonard's avatar
esosa leonard

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