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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best UX for a bank on the market

5
Monzo's app is an industry leader in the space, great customer service, it's no surprise that they are the chosen challenger bank for millennials and gen-z. Reviewed on: 1st April 2022
Holly Belcham's avatar
Holly Belcham

Allover best UK Bank

5
Monzo was not only super easy to setup it's been easy to use in and out of the UK. The bank allows for so much customisation and makes it easy to split your money for any savings. I truly don't have a bad word to say about Monzo I'd recommend it to anyone moving to the UK or already in the UK. Reviewed on: 31st March 2022
Alex Melo-Mora's avatar
Alex Melo-Mora

Brilliant bsnk

5
Monzo have changed my life completely since i started with them. It does t even feel like a bank to be honest Reviewed on: 31st March 2022
Alan Carmichael's avatar
Alan Carmichael

A bank that knows your needs

5
An easy to use bank that gives you access to features straight from your phone with budgeting tools and creates a personal friendly touch to everything. Reviewed on: 31st March 2022
Sza92's avatar
Sza92

The best out there

5
Never had any problems with Monzo Reviewed on: 31st March 2022
Abu Majid's avatar
Abu Majid

Absolutely LOVE Monzo!

5
Monzo are just the absolute best. without a shadow of a doubt, the Monzo app is hands down the best banking app I have ever used. It's full of handy features which help me budget properly, as well as offering some cool little features like being able to see how much I've spent with a particular company, or even just adding tags to payments to be able to search for them later. Their customer service is also top notch too, as they once pinged me a message on the app asking whether I had lost my card, as they had a person contact them to say that they had found my card. I hadn't even realised I'd lost it until they sent me the message! Reviewed on: 30th March 2022
c.kennedy2906's avatar
c.kennedy2906

Amazing tools

5
Great range of tools to keep your finances in check. Reviewed on: 30th March 2022
Sam Whiting's avatar
Sam Whiting

Fantastic bank

5
I love how you can get your money a day before, the overdraft option and the ease of the access to your money. Reviewed on: 30th March 2022
Gemma's avatar
Gemma

Very good bank

4
This bank is one of the best around best system and process very easy to use and free Reviewed on: 29th March 2022
Karim Hetherington's avatar
Karim Hetherington

Quick and easy

5
Monzo is a great bank. It so easy to use and always get my payments easier then people at work! Reviewed on: 29th March 2022
Joel Andresen's avatar
Joel Andresen

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