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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Convenient and easy to use

So convenient to open and account. Never have an issue with payments. Easy to use App. Overall just great! Reviewed on: 23rd March 2022

Worth changing

They make it so much easier to join a bank that has a clear layout whilst investing in ethical companies. Reviewed on: 22nd March 2022

Making money make sense

Great app. Service easy and fast. Would highly recommend to others. Reviewed on: 22nd March 2022

Great banking app

Easy to use, good service, highly recommended banking app. Reviewed on: 21st March 2022

simple, useful and simply fantastic

The experience of using monzo with all of their features in such a simplistic manner is what makes their service so great. Reviewed on: 20th March 2022

Great 21st century banking experience

You can't go wrong with Monzo's current account and app. Top service! Reviewed on: 20th March 2022

Monzo is absolutely number one!

Monzo is absolutely number one! The best bank in the world! Reviewed on: 18th March 2022

Easy and convenient

I was able to open an account without being forced to switch my direct debits, which as I was after a second account for spending, was perfect for me. It's easy to use, and the pots and savings account are great. Reviewed on: 18th March 2022

Unstable

Not a stable service and not very full featured Reviewed on: 18th March 2022

Best bank and VERY helpful

Been with monzo a good few years never had problems very easy to use, wicked for saving! And customer service is brilliant Reviewed on: 18th March 2022

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