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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Everything you need

5
The app is amazing, all the tools to manage life and its monies, great customer service and great benefits! Reviewed on: 29th March 2022
Callum Atkinson's avatar
Callum Atkinson

Amazing

5
I can separate my bills money into separate pots , I can pay people easily, I can leave emojis in my thanks for payments . I can also set up savings accounts with interest . Reviewed on: 29th March 2022
Nicola t's avatar
Nicola t

Easy Fair Manageable

5
The customer service is incredibly reliable to mange any problems that you have within the bank. The monzo app is also a great way to manage and control your spending. This allows you to stay in control of your finances. Reviewed on: 28th March 2022
katiem0810@hotmail.com's avatar
[email protected]

Just so simple

5
Just so simple to use, makes life easy with its simplicity. Everything reads and does as you would expect, without complicated menus & sub menus- Just love it and links great to the business account side too Reviewed on: 28th March 2022
Digseyboy Rigby's avatar
Digseyboy Rigby

Love monzo

5
Great way of banking. Not used cash since joining this revolutionary way of living. The app is easy to use and helpful in many ways. Great for a 70 year old Reviewed on: 28th March 2022
Ronnie Goodson's avatar
Ronnie Goodson

No Fuss, No Problems

5
I swapped from an ordinary brick and mortar bank to Monzo last year and I haven't had a single regret. The features Monzo has and the service they give are better compared to traditional banks by far. With the free account you get everything you need, but I loved my account so much I decided on purchasing Monzo Plus. The additional features, while not essential, help keep my bank details safe online and allow me to organise my money even better. I've managed to convince a family member to switch to Monzo too and they've never been happier! Reviewed on: 27th March 2022
Crown Princeling's avatar
Crown Princeling

My bank.. Always watching my back.

5
Very prompt, swift and apt in finding solutions to all my day to day banking issues. They are always watching my back Reviewed on: 26th March 2022
Samuel Okolo 's avatar
Samuel Okolo

Best bank when no-one would accept me!

5
Thank you for understanding and being there as my bank while I got on my feet! I've just opened up my business with a Monzo bank and couldn't be happier! Thank you! Reviewed on: 26th March 2022
Brad Smallman's avatar
Brad Smallman

Still the best for customer experience

5
Still the best for customer experience Reviewed on: 25th March 2022
antony485722jwef3's avatar
antony485722jwef3

Best banking experience

5
Absolutely love the simplicity and efficiency of Monzo ❤️ Reviewed on: 25th March 2022
Dora 's avatar
Dora

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