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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank

5
This is the easiest bank I have ever dealt with I just love it Reviewed on: 13th April 2021
Myrtle's avatar
Myrtle

Perfect in every way

5
Always willing to help through their in-app customer service. Reviewed on: 13th April 2021
jwstarling's avatar
jwstarling

Fantastic bank

5
My favourite bank!!!This bank is literally the BEST!!!!The app is OUTSTANDING please!!!! Reviewed on: 13th April 2021
jumiodubitan@yahoo.com's avatar
[email protected]

Great UX and amazing security

5
Love the app, customer service and security Reviewed on: 13th April 2021
Shameelwahid@gmail.com 's avatar
[email protected]

Great Experience

5
It's so easy to bank with Monzo. Being able to sort out your problems through their chat function has been a life saver many times. I can't think of going back to a traditional bank. Reviewed on: 13th April 2021
Damien Ebanks's avatar
Damien Ebanks

Accessible, contemporary, convenient

5
A super convenient bank, not only easy to use and access but innovative with really useful tools such as reporting and sharing tabs with friends. Everything is fluid, quick and easy and hassle free. Love this bank. Reviewed on: 13th April 2021
Katy's avatar
Katy

What do I love about Monzo? It's a whole bank in my pocket.

5
The Monzo app is gimmick free but offers everything I want from a bank. Easy access to my balance, clear and easy to use payment setup, linking to other accounts, the ability to separate my balance into pots which helps me to budget and also a clear spend planner so I can easily see where all my money is going. That's what I love about Monzo, my whole bank is in my pocket and I can do everything I need to be able to do without ever having to step into a branch or spend hours on the phone to customer support. Just look at their loan management functionality - never before have I ever had so much control over a loan before. - Brilliant stuff Monzo. Reviewed on: 13th April 2021
Stephen's avatar
Stephen

Helped me grab my spending by the horns

5
Monzo's budgeting tools allowed me to keep a track of my spending like no other. It's thanks to them I managed to start my journey in saving for a house Reviewed on: 13th April 2021
AAllport's avatar
AAllport

Brilliant

5
Monzo changed my life. I didn't really care about banking before and felt a real disconnect between "banking" and it felt really inaccessible. Reviewed on: 13th April 2021
Tristan Manetta's avatar
Tristan Manetta

Best bank

5
Easily the best bank ive ever used hands down. "How likely is it that you would recommend Monzo to friends/family?" My entire family are now on it Reviewed on: 13th April 2021
Jonjoe's avatar
Jonjoe

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