Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17221)

Great bank and support

5
It's a great bank. Good products, it could start investing in more, trying to keep up with competitors. Stock. ISA. Mortgage. App works flawlessly and support is really quick and effective. Reviewed on: 3rd February 2020

THIS IS THE BEST

5
IT JUST F***ING WORKS! Love it, use it everyday, adds up more and more functionalities which are so helpful and totally awesome. Old banks just are archaic and deserve a big refresh of reality from those truly innovative banks living with their time. Reviewed on: 3rd February 2020

Full Functionality with Transparency

5
I've only recently switched all of my banking into Monzo, but have been steadily increasing my usage since joining in '17. The functionality is best overall for me, the UI is clean and easy to use but what sets them apart from the competition is the community engagement and the transparency of their development. Reviewed on: 3rd February 2020

Best ever!

5
The best UK current account from all of the banks! Reviewed on: 3rd February 2020

Fantastic customer-centric offering

5
Intuitive app with great customer service. Their customer transparency is second to none. Reviewed on: 3rd February 2020

Everything I need in a bank

5
Monzo made banking for me so easy. I moved to the UK from Canada a few years ago and wasn’t sure how to get setup with a bank. A friend recommended Monzo to me and I’m so happy I listened. Monzo has helped me manage my money and track my spending in ways I didn’t think I needed. It has also made paying bills and sharing costs with my partner easier than ever. I have a personal and a joint account with Monzo and i have recommended this bank to many friends since joining. Reviewed on: 3rd February 2020

Best App and Customer support ever

5
Never found an issue with the bank, pay day early is the best bit Reviewed on: 3rd February 2020

Saves me money and time!

5
An amazingly useful current account which has helped me to budget more effectively and save money. It's clear and concise with frequent updates to keep me interested in my finances. I'm opening my bank app almost as often as my news apps now, I enjoy being informed of where I am and what the next few days will be like. Reviewed on: 3rd February 2020

Best internet bank

5
Easy fast and work everywhere. Recommend for people who travel a lot. Reviewed on: 3rd February 2020

excellent

5
reliable, works in all countries I've been to, no need to go to a physical bank, card looks cool and they're transparent Reviewed on: 3rd February 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.96 from 2510 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
    View all products