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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Modern banking, done properly

Love the Monzo experience. No unnecessary features, just what I need with an amazing app! Reviewed on: 13th April 2021

Pots and Joint accounts

Organise your money into pots and the use of a joint account for everything has been the biggest benefits for us Reviewed on: 13th April 2021

Monzo is amazing

So easy to use. Fabulous features. Fantastic customer service Reviewed on: 13th April 2021

So convenient

Monzo just makes managing money so easy. You can sort it into pots, instantly transfer to friends and family, even use it abroad with no hassle! It's by far the easiest and most convenient banking solution for the modern world. Reviewed on: 13th April 2021

Most user friendly bank

Love the free version of the current account. Great features, user friendly and great support. Reviewed on: 13th April 2021

Good App

I never had Any problems with the bank Reviewed on: 13th April 2021

Best online bank ever!

Everything goes smooth with it, fast transactions, logically built app system, super costumer service. Simply the best! Reviewed on: 13th April 2021

Perfect banking app

Easy use and excellent savkng pots Reviewed on: 13th April 2021

AMAZING BANK

I’ve never had any problems and if I ask for anything I get a reply straight away and it’s always been helpful . I moved to Monzo from Halifax and it’s the best thing I’ve ever done Reviewed on: 13th April 2021

Always there for you

Been a Monzo customer for almost 4 years now - always exceptional customer support, great app! Reviewed on: 13th April 2021

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