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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

A breath of fresh air in banking

Superb customer Service, fantastic community, brilliant app, a breath of fresh air in the banking sector. Love it!! Best bank by far! Reviewed on: 13th April 2021

Smart, helpful and very friendly bank

Easy to contact through the app which also includes lots of smart features without a lot of the setup hassle. Reviewed on: 13th April 2021

I always tell my friends, Monzo is the best Bank in the World

My experience with Monzo services has been amazing beyond description Reviewed on: 13th April 2021

Superb

Super easy to manage money and budget. Easy money management using pots and categories Reviewed on: 13th April 2021

I love Monzo

Honestly, I cannot imagine going back to a traditional bank having used Monzo for a couple of years. Everything from the early payments, instant spend notifications and budgeting tools - I'm not exaggerating when I say it's completely overhauled and improved my personal finances. And the interface is so much nicer than their competitors too. Reviewed on: 13th April 2021

Wonderful experience for everyday banking

I am very satisfied with Monzo’s service. Particularly how easy it is to use it. In other banks so many things require you to attend a branch, and Monzo was always able to resolve any queries by chat without much bureaucracy. I also found helpful the money pots and the saving account options. Thank you so much for saving me from all the nonsense of high street banking. Reviewed on: 13th April 2021

Great Bank

Always great service , and lots of perks having an account with Monzo Reviewed on: 13th April 2021

Monzo the best

It's easy to join as one just need a phone and no complicated requirements like other banks. No or less charges Reviewed on: 13th April 2021

No hassles

Absolutely the best bank ever, can’t find nothing to complain about Reviewed on: 13th April 2021

Great bank and features too!

Love using Monzo, it's a modern take on a legacy banking system which hasn't changed in 50 years. Solid and reliable and cannot fault. Reviewed on: 13th April 2021

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