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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Great little bank love them

Great bank easy to use app and easy to contact when need then Reviewed on: 13th April 2021

Saved me

This bank changed my life and saved me from wanting to end my life due to debt. I now save! THANK YOU MONZO Reviewed on: 13th April 2021

Best bank!

Easy to use works with my other accounts and the premium features are better than other banks Reviewed on: 13th April 2021

If youre with any other bank youre loosing out

What can I say about Monzo apart from it’s perfect Reviewed on: 13th April 2021

The brilliant bank of pots!

Since switching to Monzo, I haven't been overdrawn once. This is something that constantly happened to me with previous banks as I'd forget that money was coming out or that certain bills are due. The "pots" aim able to sort my money into on payday make sure I never miss a bill and am always really clear on what money I have to spend. Customer service is 24/7 and aways helpful, even throughout the pandemic. Cannot recommend enough. Reviewed on: 13th April 2021

Monzo, what I need, now.

Monzo has to be the most intuitive and accessible bank around at the moment. All of its features are exactly what’s needed to access and manage my money the way that I want to. From saving automatically into a pot of choice, organising regular payments wherever I need them to go or just instant info about this or all my other “Neanderthal-like in comparison” accounts. Brilliant. Glad I discovered it. Reviewed on: 13th April 2021

Awesome

Best bank, easy to use, love the money notifications. Either when I’ve paid a bill or received money Reviewed on: 13th April 2021

Outstanding banking service

I've recommended Monzo to everyone I meet. The customer service is always there where I need it. Always happy to help. Thank you M9nzo Reviewed on: 13th April 2021

Easy

So easy to set up and VERY user friendly! Reviewed on: 13th April 2021

The best, consistently

I would struggle to identify what Monzo does NOT do right - they're the best bank, and continuously work to keep that crown. Reviewed on: 13th April 2021

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