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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Only bank I would actually talk about and recommend

5
So easy to use and never goes down. The exchange rate abroad is the best I can find. I got Monzo premium and the card alone makes you feel great but all the extra perks are incredible and helpful. I like that I can track my credit and I am provided with ways to improve it and what I'm doing wrong. Reviewed on: 13th April 2021
Ajay Gohil's avatar
Ajay Gohil

It's perfect!

5
Love Monzo it's perfect for my needs! Reviewed on: 13th April 2021
Jo Jaleel's avatar
Jo Jaleel

Refreshingly Customer- centric

5
Quick, easy, great user experience. I use Monzo as my main account as every aspect of the user journey is focused on the best customer service Reviewed on: 13th April 2021
Nosheen's avatar
Nosheen

Only pay for what you need!!!

5
Great app, pay for what you need great intrest on savings :-) still you can use it for free Reviewed on: 13th April 2021
Rafal's avatar
Rafal

Good bank

5
Provides good services and are helpful when needed Reviewed on: 13th April 2021
Tshiamo's avatar
Tshiamo

A* Banking

5
Easy to use. Top quality service. Just the way banking should be. Reviewed on: 13th April 2021
Mike D's avatar
Mike D

Best customer service from any bank I have had dealings with in the UK

5
Monzo is a clear winner. They are spot on with their customer service. They are transparent about costs, they make banking and transactions easy for small customers. They respond swiftly to issues. This gets my votes for people's bank. Five star fuss free banking. Reviewed on: 13th April 2021
Russell Anderson 's avatar
Russell Anderson

Great social bank

5
Easy to use with lots of features that allow budgeting and sharing cost with friends easy. Reviewed on: 13th April 2021
RSimpson's avatar
RSimpson

I heart Monzo

5
I use Monzo for nearly all of my day to day transaction and banking requirements. It is flexible and has all of the features I need from banking and finance management in modern society. I recommend it to one and all!!!!! Reviewed on: 13th April 2021
Jose's avatar
Jose

Best. Bank. Ever.

5
Everything is very easy with Monzo. The user experience is the best I’ve had with a bank - the app has great functionality and customer support is superb. Reviewed on: 13th April 2021
Finlay's avatar
Finlay

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