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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Excellent customer service

5
Monzo is a very transparent online bank with excellent customer service and app features, I feel in control of my spending with monzo Reviewed on: 2nd February 2020

best banking app ive ever used

5
I love monzo - so convenient, and will never switch back to metro Reviewed on: 2nd February 2020

Excellent

5
Excellent current account......... Reviewed on: 1st February 2020

How banking should be

5
Simple, easy, intuitive and it just works. More than can be said for virtually all "major" banks who seem to go out of their way to make like complex - good for them and annoying for customers. Reviewed on: 1st February 2020

Good modern online banking

4
Great replacement for my old high street bank that wasted money on high street fronts while providing zero useful online facilities. Monzo are the complete opposite and it all just works. Reviewed on: 1st February 2020

Revolutionising Banking!

5
Putting the customers needs at the heart of every decision and implementing new fresh ideas quickly! Pots and assigning direct debits and standing orders to pots are the best innovations in a long time Reviewed on: 1st February 2020

Good

5
Easy and not expensive for the card Reviewed on: 31st January 2020

Excellent online banking

5
Monzo is ideal for those people who want a bankless society. It's so easy to use and it offers great packages to suit all your banking needs. Reviewed on: 31st January 2020

Best banking app

5
Far better than NatWest app, shared tabs is a brilliant idea Reviewed on: 31st January 2020

Creating pots allows me to hide money from myself

5
Not only can you straightaway see purchases you have made but also pending transactions like the salary coming in and bills going to be taken out. Help is available 24/7 with the account. Compared to my old visa debit card which used to leave me in the dark with my finances, this is a breath of fresh air Reviewed on: 31st January 2020

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