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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank about so far

5
Great customer service and the apps very easy to use Reviewed on: 13th April 2021

Amazing Customer Service

5
No matter what the issue is Monzo is there to help! Everything is able to be sorted with ease. Thankyou Monzo Reviewed on: 13th April 2021

Sorted my holiday saving

5
Never realised how quickly savings could grow with “regular pots” collecting my spending “round ups”. It encouraged me to save more towards holidays, special occasions etc. Along with using my monzo abroad, thus avoiding expensive exchange rates, it’s made holidays really pleasurable again. Love that all my banking is displayed instantly and any questions are quickly dealt with online. Love my Monzo ❤️ Reviewed on: 13th April 2021

Bank for the people

5
Finally, a bank that explains things plainly, helps you manage your money, and is straightforward to use. Switching to Monzo helped me manage my money and get out of debt completely. Reviewed on: 13th April 2021

Super bank

5
Reliable trustworthy brilliant bank always on hand to contact Up and coming Payday early function is such a great idea Reviewed on: 13th April 2021

The best bank app ever

5
It’s a great app to navigate, and I get reminders et cetera which is brilliant, and the customer service if you need it is brilliant too. Reviewed on: 13th April 2021

Flexible, trouble free

5
Ability to freeze cards at will, swift notifications, reliable Reviewed on: 13th April 2021

The best bank!

5
Monzo is perfect, its intuitive UI and easy to use app make it perfect to keep on top of your money and the pots feature is perfect for budgeting and saving! Reviewed on: 13th April 2021

Simplicity in a Bank

5
Been a monzo customer for a few years and absolutely love it. Many others have smart apps etc but monzo goes the step further Reviewed on: 13th April 2021

Top quality

5
Really easy to use, excellent customer service. Best bank I've used. Reviewed on: 13th April 2021

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