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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Great and convenient way to track spending, share payments and more

I originally got a Monzo card to use abroad and ended up swithching all my day-to-day expenses to it because it's so easy to track, add notes, set budgets, have different savings pots etc. It's also great for splitting bills/sending or requesting money from friends and sharing costs e.g. when on holiday together. The support team are really nice as well. Reviewed on: 13th April 2021

21st century banking

I love Monzo. You can see all your transactions, no “pending” like other banks. Every time you use monzo, you get a notification, so good for security. I know exactly what I’m spending and where. You can check the exact location of each transaction, which is also so good for security. The saving pots are so good, can divide money up, save, move it all around within your account. This makes saving so much easier! Forgot your pin? Reset through the app! Need to change your address? Change through the app! There’s none of this “you need to come to the bank” to change your details, Monzo is just one step ahead of every other bank. My friends all have monzo, so we (pre lockdown) could easily split bills when out for food or drinks. When on holiday we set up a monzo shared pot, then used that pot for spending abroad. The help department is excellent, any issue I’ve had has been resolved within the hour. Professional and friendly staff, available 24/7. I cant rate monzo highly enough, there’s no bank that even comes close to it. This sounds ridiculous but monzo has changed my life!! Reviewed on: 13th April 2021

Amazing bank

Glad to be a part and also I wish their team all the best who work hard to give us the best service virtually Reviewed on: 13th April 2021

Best bank ever

Unreal customer service and by far best bank I've had in my life Reviewed on: 13th April 2021

Very secure banking

Great app and easy to use banking Reviewed on: 13th April 2021

Most simple banking app

All our family use Monzo from day 1 and never looked back. Amazing customer service and best banking app. Reviewed on: 13th April 2021

Modern day banking

Great overall experience. Everything is in real time. Saving pots are great. Customer service is 5 star! Reviewed on: 13th April 2021

Best bank I have ever used

Customer orientated bank. Helpful staff easy to contact Reviewed on: 13th April 2021

Excellent and Refreshing

I have used Monzo for several years now and have found it extremely easy to use. I particularly like the pots, which help me to manage my funds more easily. Reviewed on: 13th April 2021

Good bank account.

I’m very satisfied to bank love you Monzo. Reviewed on: 13th April 2021

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