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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Monzo. Simple.

Simple to use, good UI and UX. Love the real time purchases Reviewed on: 13th April 2021

Great bank

Fast, easy to use app. Great features & top notch service! Reviewed on: 13th April 2021

Best Bank

Has changed the way I view finances for better! Great app and company. Reviewed on: 13th April 2021

Most user friendly bank

I’ve been using Monzo ever since it was in Beta. Back then, I couldn’t even have my salary transferred directly to that account so I had to create a direct debit every month from my other bank account to Monzo - it was just easier to use, more user friendly. I love Monzo with all my heart and I’ll never use another bank. Reviewed on: 13th April 2021

CHANGED MY LIFE

10/10 would recommend to everyone i know Reviewed on: 13th April 2021

Everything I need from a bank

Hassle free, logical and instantly available banking. A breath of fresh air Reviewed on: 13th April 2021

Life becomes easy with Monzo

In every aspect, Monzo tops it all!! Reviewed on: 13th April 2021

Could not ask for more

Easy to use, fantastic customer support, the future of banking Reviewed on: 13th April 2021

beary

easy to use i like it very good Reviewed on: 13th April 2021

Control over money

Monzo has given me the bank account that I needed to feel fully in control over my spending. So easy to use and very much the way forward. I have never looked back since changing to Monzo Reviewed on: 13th April 2021

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