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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent service

5
So easy to use, quick response if you need help. Brilliant! Reviewed on: 13th April 2021
Annie Hallett's avatar
Annie Hallett

Easy bank to deal with. Nothing hidden and brilliant customer service

5
Good service, very well put together app for managing your finances and easy to understand. Premium features seem more worth while than a high street bank as they focus on what people actually want and not just what they're able to get their hands on at the time. Customer support is quick and easy and they're adding new features all the time to close the gap on a high street bank Reviewed on: 13th April 2021
Phil's avatar
Phil

Excellent customer service

5
Excellent customer service, had a text through within minutes of reporting a fraud and we were able to discuss it and get it resolved. App is quick and easy to use with lots of helpful features. Reviewed on: 13th April 2021
Benedict's avatar
Benedict

Monzo is literally amazing!

5
I switched from my normal bank to Monzo about a year ago and it was the best decision I ever made! So easy to use and manage your money! Love Love Love! Reviewed on: 13th April 2021
Hollie Durant's avatar
Hollie Durant

Everything you could want

5
Opened a Monzo to get the best exchange rates on holiday a few years ago, and since changed to using it full time. Has all the features you could ever want, the ability to get your pay packet a day early is a life saver, and the pots system is fantastic. Reviewed on: 13th April 2021
Chris's avatar
Chris

A breath of fresh air in banking

5
Superb customer Service, fantastic community, brilliant app, a breath of fresh air in the banking sector. Love it!! Best bank by far! Reviewed on: 13th April 2021
Christoph's avatar
Christoph

Smart, helpful and very friendly bank

5
Easy to contact through the app which also includes lots of smart features without a lot of the setup hassle. Reviewed on: 13th April 2021
Michael Radford's avatar
Michael Radford

I always tell my friends, Monzo is the best Bank in the World

5
My experience with Monzo services has been amazing beyond description Reviewed on: 13th April 2021
James Jeb Yusuf's avatar
James Jeb Yusuf

Superb

5
Super easy to manage money and budget. Easy money management using pots and categories Reviewed on: 13th April 2021
Elliot Leech's avatar
Elliot Leech

I love Monzo

5
Honestly, I cannot imagine going back to a traditional bank having used Monzo for a couple of years. Everything from the early payments, instant spend notifications and budgeting tools - I'm not exaggerating when I say it's completely overhauled and improved my personal finances. And the interface is so much nicer than their competitors too. Reviewed on: 13th April 2021
Mike's avatar
Mike

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