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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Amazing

5
I’ve been using Monzo for 6 months now and it has replaced my high street bank. The features are second to none Reviewed on: 31st January 2020

Everything a current account should be like in 2020

5
Instant purchase notifications, monthly budgeting tools, integration with IFTTT for automated savings, and the app just works beautifully. Reviewed on: 31st January 2020

Fantastic Service

5
Better than any high street bank by miles Reviewed on: 31st January 2020

Speed and simplicity

5
Never once had a problem with payment. The in app spending controls and insights are really useful. Customer service is quick and excellent. The instant spending notifications are invaluable for budget tracking. I now use this as my main bank over my former high Street alternative Reviewed on: 31st January 2020

Best personal baking bar none

5
A really great bank, fantastic app, and beats any high street bank, hands down Reviewed on: 30th January 2020

Amazing

5
Best bank I’ve ever had an account with. Reviewed on: 30th January 2020

Excellent service

5
- free services - cash withdrawal abroad - Instant reply from support team - Budgeting options in the app - Cool looking app and cards Reviewed on: 30th January 2020

Simply the best

5
I've been a part of Monzo for well over 2 years now. I couldn't recommend them enough. Reviewed on: 30th January 2020

Best bank

5
Love it easy fast, no problem, good customer service, and heading in to the future Reviewed on: 30th January 2020

Amazing account with great features

4
Arriving in the UK and having a banking institution that allows you to set up an account without all the red tape of other banks has been a lifesaver. Monzo is extremely transparent and super easy to use. New features are continously being added and you can tell that the bank is actually working for you rather than the investors. Reviewed on: 30th January 2020

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