Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

View other Monzo products

4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Brilliant

Fantastic app with brilliant interface, great customer service. Makes banking easy Reviewed on: 13th April 2021

Complete customer focus on tools and experience that we want

It’s not a case of asking us what we want - they give us all the useful tools and experience that we didn’t even know we wanted - but now are the standard of banking Reviewed on: 13th April 2021

Best system for travellers.

Best rates obtainable with Monzo Reviewed on: 13th April 2021

Totally cool

Never had any issues love this bank. Only thing is cheques take soooo long other than that monzo rock. Reviewed on: 13th April 2021

Never looking back!

Having been recommended by a friend to join Monzo, I was initially hesitant having banked with my previous bank for many years. However, the approach Monzo takes to banking is so innovative, effective and user friendly that I wonder why I didn’t join sooner! The absence of brick and mortor Monzo banks is well and truly solved by how fast and helpful the in-app team are. I would recommend Monzo to anyone, and I see myself banking with them indefinitely! Reviewed on: 13th April 2021

The Best There is!

I could never complain about Monzo ever, every time I had a problem, I have received great feedback and support. And the layout and the UI of the app is just amazing! I’ve been with Monzo since the beginning of my bank account and I am proud to be a part of their customers. Many years to come and I will still be with Monzo. Thank you Monzo! Reviewed on: 13th April 2021

Excellent banking

Monzo has been an excellent tool for budgeting and finance management. Splitting money into pots really helps to keep track of spending in different areas and allows you to budget successfully. The service has been exceptional throughout. And when my account was hacked it was dealt with swiftly and the money returned. Overall, an excellent bank! Reviewed on: 13th April 2021

Great Bank

Easy to use, good communication. Good place to switch to. Reviewed on: 13th April 2021

Finally a bank just works stress-free.

First I tried a different UK bank when I moved here because I didn't feel entirely comfortable with an online bank. But they were SO difficult and had terrible service. So out of necessity, I went to Monzo and am SO happy I did! The app is great, paying in person and online is both easy and when I had a false charge on my card (from a renowned big brand, just a tech issue on their side), Monzo customer service resolved this in no time for me and dealt with the company for me. I recommend to everyone I know. Reviewed on: 13th April 2021

Mr Rumen Demirev

I'm 1 year and 5 months in England and monzo Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debit Card (discontinued)
from Fineco Bank (inactive company) 3.81 from 1 reviews
Current Account
from Algbra 3.93 from 2 reviews
Current account
from Unizest 3.86 from 2 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub