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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Best bank

No fees and international friendly Reviewed on: 13th April 2021

Finally a modern bank

I feel like Monzo was front line in a lot of features that are standard nowadays in online banking. Due to not having physical branches, they showed other banks that it is possible to trust customers without seeing them. This has created a revolution in how banks operate online. Reviewed on: 13th April 2021

Really good bank

Amazing customer service, amazing app and amazing bank Reviewed on: 13th April 2021

Monzo is amazing!

Monzo is the easiest bank to interact with on a day to day basis which makes it the best bank for modern life Reviewed on: 13th April 2021

Ease of Use

Easy to use and keep track of spending with card alerts both at home and abroad Reviewed on: 13th April 2021

Easy to use

I find Monzo so much convenient and easy to use... the customer care services are wonderful and friendly Reviewed on: 13th April 2021

GREAT BANK

Monzo is a great bank , push notifications for every transaction and pots for putting money aside from main balance and budgeting tools are all great features that alot of banking services don't provide and getting paid a day early is also a great feature what more is there to ask for Reviewed on: 13th April 2021

THE best bank!

This bank is a trailblazer. The mere fact that others banks copy, or emulate the way in which it functions is testimony to how good it is. Imitation is the highest form of flattery. Bravo Monzo, keep it up! Reviewed on: 13th April 2021

Great for money management

I absolutely love using Monzo. It helps me monitor my monthly sending easily. My whole family uses it! Reviewed on: 13th April 2021

Great and modern

A bank which has actually decided to break out of the norm, and create a current and modern digital experience that actually works. Could do with a web view, but we can't have everything in life! Reviewed on: 13th April 2021

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