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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Being my own financial advisor

Monzo has been a great addition to my diverse portfolio of financial products. It's where all my income goes and I can easily see how much I am projecting to spend. And thanks to their great implementation of Open Banking, I use Emma to aggregate all of my transactions from my different accounts + thank you Plum for automatically saving for me! Reviewed on: 30th January 2020

Can't fault Monzo

I have had nothing by positive experiences with Monzo. They have transformed my spending with the level of transparency they provide. Last year (2019), my first year with Monzo, I put more money into savings than I have ever managed to previously with any other bank, due to locking it into Pots that I could watch grow, but not dip into. Reviewed on: 30th January 2020

Great Bank

Since I switched to Monzo, I have been able to manage my finances more efficiently and their app is simple and super intuitive. Their staff is also brilliant and always ready to help and so far I had zero issues. Just an amazing bank. Reviewed on: 29th January 2020

Changed the way I bank!

Up until using Monzo I was with a bank which was very highly thought of but their app was poor and if I spent on Friday late on it didn't show coming out if my account until Monday (Saturday and Sunday included) Not only does Monzo show straight away I love the pots so once you have put money away for holidays, bills etc you know how much you ha e left. Round ups are also pretty cool as is the one year challenge. I could go on praising for quite a while yet as everything with Monzo is simply great. So much so that my wife banks with them and finds that she can budget for the month far easier and doesn't need an overdraft anymore. Reviewed on: 29th January 2020

Easy to use, no down time

I like Monzo because it is easy to use, it has good interests for saving accounts and no fees for using it abroad Reviewed on: 29th January 2020

Great service, and great Bank!

So happy that I have my current account with Monzo. They make it simple for me to manage my finances and I love the sense of community and knowing I have a bank that are technology focused. They make managing my account from my phone simple and straight forward like it should be, I recommend it to all my friends and colleagues. Reviewed on: 29th January 2020

Incredible bank. Modern, transparent and perfectly compliments my life

When you start seeing the big banks implementing features Monzo came up with years ago you have to wonder who is leading the pack. Monzo has helped me sort, manage and save my money so well I actually get excited to save! Switched from Barclays to Monzo as my main bank now! Reviewed on: 29th January 2020

Changed my life

It just works. Everything is seamless and highly tailored to british customers. Reviewed on: 29th January 2020

Amazing banking

Very easy to use everything is self explanatory, if you have any problems there’s a help line or a live chat which answer you ASAP, perfect bank would definitely recommend this bank to anyone. Reviewed on: 29th January 2020

Finally a bank that listens to users

Monzo is the first bank that I feel honestly listens to its users. I love the pot feature as it's allowed me to budget properly, as well as set up automatic payments such as my train fare. I'd recommend this bank to anyone trying to get a handle on their finances! Not only is the app great but the customer service and the community is great too. Reviewed on: 29th January 2020

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