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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Wonderful experience for everyday banking

5
I am very satisfied with Monzo’s service. Particularly how easy it is to use it. In other banks so many things require you to attend a branch, and Monzo was always able to resolve any queries by chat without much bureaucracy. I also found helpful the money pots and the saving account options. Thank you so much for saving me from all the nonsense of high street banking. Reviewed on: 13th April 2021
Daniela Almeida Borges's avatar
Daniela Almeida Borges

Great Bank

5
Always great service , and lots of perks having an account with Monzo Reviewed on: 13th April 2021
rbuck48@hotmail.co.uk's avatar
[email protected]

Monzo the best

5
It's easy to join as one just need a phone and no complicated requirements like other banks. No or less charges Reviewed on: 13th April 2021
Docus Washaya's avatar
Docus Washaya

No hassles

5
Absolutely the best bank ever, can’t find nothing to complain about Reviewed on: 13th April 2021
klodianhysenaj44@gmail.com's avatar
[email protected]

Great bank and features too!

5
Love using Monzo, it's a modern take on a legacy banking system which hasn't changed in 50 years. Solid and reliable and cannot fault. Reviewed on: 13th April 2021
James's avatar
James

Great and convenient way to track spending, share payments and more

5
I originally got a Monzo card to use abroad and ended up swithching all my day-to-day expenses to it because it's so easy to track, add notes, set budgets, have different savings pots etc. It's also great for splitting bills/sending or requesting money from friends and sharing costs e.g. when on holiday together. The support team are really nice as well. Reviewed on: 13th April 2021
Aileen's avatar
Aileen

21st century banking

5
I love Monzo. You can see all your transactions, no “pending” like other banks. Every time you use monzo, you get a notification, so good for security. I know exactly what I’m spending and where. You can check the exact location of each transaction, which is also so good for security. The saving pots are so good, can divide money up, save, move it all around within your account. This makes saving so much easier! Forgot your pin? Reset through the app! Need to change your address? Change through the app! There’s none of this “you need to come to the bank” to change your details, Monzo is just one step ahead of every other bank. My friends all have monzo, so we (pre lockdown) could easily split bills when out for food or drinks. When on holiday we set up a monzo shared pot, then used that pot for spending abroad. The help department is excellent, any issue I’ve had has been resolved within the hour. Professional and friendly staff, available 24/7. I cant rate monzo highly enough, there’s no bank that even comes close to it. This sounds ridiculous but monzo has changed my life!! Reviewed on: 13th April 2021
Jem's avatar
Jem

Amazing bank

5
Glad to be a part and also I wish their team all the best who work hard to give us the best service virtually Reviewed on: 13th April 2021
sabrinanasir_786@hotmail.com's avatar
[email protected]

Best bank ever

5
Unreal customer service and by far best bank I've had in my life Reviewed on: 13th April 2021
KyleR1725's avatar
KyleR1725

Very secure banking

5
Great app and easy to use banking Reviewed on: 13th April 2021
David twigg's avatar
David twigg

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