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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Literally the perfect application bank

5
Monzo was recommended to me at a time when my finances were a mess, their app kept me on track, their saving pots allowed me to afford the things I could only dream of before. Top quality customer service and quick responses. They also performed a Christmas miracle for me once when I was scammed out of £500.00 on the morning of christmas day, their customer service put £500 straight back into my account without any questions while they investigated. Love Monzo and I will continue to use them as long as they exist. Reviewed on: 13th April 2021
Reece Burr's avatar
Reece Burr

Cannot put into words how much I like this bank

5
What can I say? Having agoraphobia I haven't been able to go into a bank for years. App only means I never have to. Paid a day early..great. Approachable staff on their social media pages and app..always helpful and can have a laugh with them, not stuck up and I know I can talk to them with humour . Paid a day early - wow I love this feature. I love how the app clearly tells me when payments are pending. I am very badly organised especially with money and this helps so much. Having saving pots - I still can't save but I love being able to put something away until i need it. Love it , Only worry is if they every just close my account (as I keep saying on social media), but I think this can happen with any bank. It is a worry though, as would not want to go to any other bank. Reviewed on: 13th April 2021
jane westerman's avatar
jane westerman

Simple and easy to use!

5
From the downloading of the app, the application, opening and using the account EVERYTHING is simple, easy to use and intuitive! Makes banking a breeze. Much better than most high street banks! Reviewed on: 13th April 2021
Lewis Tongue's avatar
Lewis Tongue

Awesome Bank

5
Monzo really helps me manage my money better, I know exactly whata going on and get notifications for any payments coming out in real time. Any issues I have had have been resolved quickly! Reviewed on: 13th April 2021
Charmaine's avatar
Charmaine

Easy to use

5
Monzo has made life easier. Easy to use and takes only few steps to open an account. You can view your spending and balance in their mobile app. You can make contactless payments with your card and can withdraw money from any atm machine. Reviewed on: 13th April 2021
Abeera Mujtaba's avatar
Abeera Mujtaba

What banking should be like

5
The digital experience is great, but the human customer service isn’t sacrificed as a result Reviewed on: 13th April 2021
Tom Williams's avatar
Tom Williams

Top class service

5
Every aspect of my experiences with Monzo have been top notch Reviewed on: 13th April 2021
Simon Littlewood's avatar
Simon Littlewood

Monzo is amazing and friendly

5
Monzo isn’t your typical Bank. They are much better than that. Their staff actually want to help you! Reviewed on: 13th April 2021
Ben's avatar
Ben

Thinks about our needs

5
Monzo seems to make the functionality of banking easy and then it adds stuff to actually organise my life when it comes to money with pots. I don’t think I could ever go back to life before monzo Reviewed on: 13th April 2021
wendyksutherland@gmail.com's avatar
[email protected]

Best bank

5
Iv been with Monzo for nearly 3 years and can Confidently say it’s the best bank I’ve ever had the customer services are very helpful and the online banking is extremely easy and straightforward to understand Reviewed on: 13th April 2021
Dan Goltman's avatar
Dan Goltman

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