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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Simple easy and fun !

Never thought I would enjoy looking at and managing my finances - life changing and excellent service team. Reviewed on: 13th April 2021

Best bank I have ever used

Monzo is the best bank I have ever used. Banking made easy is what springs to mind. The Monzo App has so many awesome features and it’s so easy to get the most out of your money Reviewed on: 13th April 2021

Excellent Bank

Love Monzo and have never had any issues. Reviewed on: 13th April 2021

I've never been able to save before...

And then I got a Monzo account. The app is easy, fool-proof, and makes budgeting a breeze. The design is stylish and paying friends both on and off Monzo is incredibly easy. I've been with Barclays for 15 years, and Monzo is tiers above what they are capable of doing. Reviewed on: 13th April 2021

Great service

Love this bank. Easy to use easy to save with Reviewed on: 13th April 2021

Cannot recommend Monzo more

Monzo makes everything so easy and it really is better with friends. When I lived with flatmates at uni, we split everything on Monzo. I set up pots and didn’t have to think about saving money for bills and my flatmates could pay me back so easily. I never want to use another bank again. Reviewed on: 13th April 2021

Works well great service

Works well great service instant balance Reviewed on: 13th April 2021

Simply The best

Better than all the rest, not even in jest Reviewed on: 13th April 2021

Easy to deal with and benefits

This account was easy to set up and is easy to use on your phone. It's fantastic that I can set up side pots of money and the top up account is great too. Reviewed on: 13th April 2021

Best banking experience I've had

I've much preferred banking with Monzo over any previous experiences with the big banks. Love the app, the transparency, and their company ethos. Reviewed on: 13th April 2021

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