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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Incredible app and great customer service

5
Incredibly well-designed app that does everything I need. Using it makes me realise how lacking my previous bank was. Customer service is really responsive and were incredibly helpful when I had an issue with scammers accessing my details. Reviewed on: 13th April 2021

Super

5
I have been using Monzo more then 3 years now It is great Reviewed on: 13th April 2021

Best bank by a mile

5
Don't know why anyone wouldn't use monzo, it's the best by a mile and only continues to get better than the high street banks as the years go by. Reviewed on: 13th April 2021

Great bank, easy to use

5
Been with Monzo since 2016, never had an issue since. Reviewed on: 13th April 2021

It just works

5
Simple to set up. Simple to use. Support is helpful. App is fantastic. Brings managing your money into the 21st century. Reviewed on: 13th April 2021

Best bank on your phone

5
Great experience easy to use acoustic noice on money in and out really good connected to all my contacts Reviewed on: 13th April 2021

The best banking app

5
Monzo is the best banking app I’ve ever had. It is very convenient and easy to use which makes banking transaction a lot easier. Reviewed on: 13th April 2021

Great bank

5
Just what an app bank should do - they make life very easy. Reviewed on: 13th April 2021

User friendly, easy, quick.

5
Very simple to use and easy for anyone to use, my family has it and it’s easy to send money between contacts without needing account details. It’s easy to set up and move money around pots and it reminds of you your direct debits coming out. Overall it’s very simple and effective and just quick to use very hassle free. Reviewed on: 13th April 2021

Monzo

5
The app is very intuitive, customer service is excellent. I have a current account with 3 banks and Monzo is easily the best of them in all aspects of use and customer service Reviewed on: 13th April 2021

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