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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Best bank all around

The best bank i ve had so far There are some lacks, like having a credit card, but for me that is not an issue. I strongly recommend it Reviewed on: 13th April 2021

Best bank i have used

Very helpful when needing questions or problems solving. Easy to set up account and easy to use the app. Reviewed on: 13th April 2021

Always grateful to Monzo!

As a foreigner, I moved here and dealing with salary, bills, credit and all that was quite confusing: Monzo has always been as straightforward and inclusive as possible, so thank you! Reviewed on: 13th April 2021

Easy way to monitor spending

MONZO have really helped me to budget and save and the customer service is amazing Reviewed on: 13th April 2021

Absolutely love it, my main bank now

I have been using Monzo since they first launched and now get paid on that account. I love the simplicity and the customer service is great! Reviewed on: 13th April 2021

Breath of fresh air

Just so much easier than dealing with a high street bank and their endless, complicated procedures and long queues for call centres. Reviewed on: 13th April 2021

Easy as opening a pint of lager.

Everything about this bank has been positive and I don't lavish praise easily. From account setup to using pots to earn interest. This bank does it all. I am able to easily send money to friends and family all within a few seconds. When I need to send money to my account it arrives early. When I've reached out to customer service I've always been treated professionally. All in all if you comfortable with technology than look no further. Reviewed on: 13th April 2021

Modern, user friendly, fast

Monzo is great, the app is extremely user friendly, the daily updates on total spend and all the other Alerts make managing money so easy. I also use a business account and love the tax pots. Reviewed on: 13th April 2021

Banking is no longer a headache

Monzo have made what used to be a headache into a simple and pleasurable process which I would not be able to live without now. Reviewed on: 13th April 2021

Amazing, quick, efficient customer service

Everytime I've had an issue, I've jumped onto the Monzo chat one of the team have got back to me within minutes and ALWAYS dealt efficiently with my query/problem. Can never ever fault the customer service. Proud to be a part of Monzo banking and will never change. Amazing benefits and easy banking! Reviewed on: 13th April 2021

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