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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Best overall bank

Customer service is efficient, great fx rates to spend abroad, very user friendly app, lots of saving options, best international transfer rates (in partnership with Transferwise) and to top it off super flashy bright coral colour debit card (looks amazing). It has all you need. Reviewed on: 24th January 2020

Feature-rich, clear, easy to use

By far the best banking experience I've had. The whole product is feature-rich (from the app to integrations, such as open APIs, Google Pay [COME ON, BARCLAYS], etc). Immediate transaction updates, actually useful reporting, simplicity in sending money to friends... Just brilliant. Reviewed on: 24th January 2020

Amazing bank.

A great bank. The app is full of useful features for managing your money and is community driven so is always getting better! Reviewed on: 24th January 2020

Best bank

The best features and changed the uk banking sector! Reviewed on: 24th January 2020

Proud, and sharing

Since joining mono, during it's first year, it has got better and better, to the point I effectively sell there features to everyone I meet and now most people who know me now have mono, the power of customer service finally wins We ask they listen Reviewed on: 23rd January 2020

Flawless, for now

Everything has been great for now (I'm a bit worried about these users reporting their account being closed, as I'm using it as my main account. Reviewed on: 23rd January 2020

Most I know have one

They are very consumer focused and keep us updated and I feel looked after I get a reasonable response for an online bank that does not interrupt my day to day work by calling hight street banks on my break. Suits my lifestyle perfect Reviewed on: 23rd January 2020

Simply the best

If only every company shared the same work ethics as Mozo! Fantastic customer service, great features within the app. Always my number one card to use every time. Reviewed on: 23rd January 2020

Market leader in technology

This bank has created a business built for its customers, something the other big banks should have done a long time ago and now its caught up on them! People are realising change. I moved to monzo after using their pre paid option and I have recommended monzo to my friends and family. Keep up the amazing work Monzo. You own this! Reviewed on: 23rd January 2020

Changed my finances and my views on banks

Monzo changed the way i was able to manage my money with quick and instant transactions including budgeting pots. not only this it completely changed my view on banks. No more having to go to a branch (which might be close) during business hours and waiting in queues. Live chatting to humans is instant and they are extremely efficient. Even if a bank offers a cash incentive to switch I wont ever do it. The data they provide is invaluable Reviewed on: 23rd January 2020

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