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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Great app and service

Easy to use and manage your account, great app, great customer service (when u had a scare twice) and havent been disappointed yet. Reviewed on: 13th April 2021

Great Bank

Great Bank - can't recommend them enough. Reviewed on: 13th April 2021

Love it

Happy with monzo. Would definitly recommend to friends Reviewed on: 13th April 2021

Sooo easy

Everything this easy with monzo and I mean everything, from ordering a new card to disputing transactions everything can be done in the app with chat support too. It’s great!!! Wish I’d had it years ago Reviewed on: 13th April 2021

Brilliant bank

Brilliant bank with an incredible app and great customer service Reviewed on: 13th April 2021

Best banking experience

Monzo team are so quick to reply to any queries and make banking really easy. I find other banks to have outdated practices. Reviewed on: 13th April 2021

Suits me, Sir.

I am a multiple investor with Monzo since the initial offer. I have a personal account and a joint account and Monzo is my only bank - Full Monzo. My banking needs are simple and straight-forward and Monzo fulfills these needs absolutely. The app is fast, reliable and easy to use. Highly recommended. Reviewed on: 13th April 2021

Simple, effective, best bank

I've banked with Natwest and Barclays previously and they don't hold a candle to Monzo. So many features in the app that allow for better money management - for myself, with my flatmate, friends. Security is great as well, especially with online purchases. Would definitely recommend this bank. Reviewed on: 13th April 2021

Best current account in UK

I have had Monzo for several years and I have always found it extremely helpful to use. I also found it very consistent as most new products start well and then soon increase fees and/or reduce benefits and free services, whereas Monzo has proved consistently to be great value for money for many years Reviewed on: 13th April 2021

Amazing bank

Simply the best, direct and straight forward Reviewed on: 13th April 2021

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