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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Cannot recommend Monzo more

5
Monzo makes everything so easy and it really is better with friends. When I lived with flatmates at uni, we split everything on Monzo. I set up pots and didn’t have to think about saving money for bills and my flatmates could pay me back so easily. I never want to use another bank again. Reviewed on: 13th April 2021
Simon Chalhoub's avatar
Simon Chalhoub

Works well great service

5
Works well great service instant balance Reviewed on: 13th April 2021
Chris Leach's avatar
Chris Leach

Simply The best

5
Better than all the rest, not even in jest Reviewed on: 13th April 2021
James Ashton Dare's avatar
James Ashton Dare

Easy to deal with and benefits

5
This account was easy to set up and is easy to use on your phone. It's fantastic that I can set up side pots of money and the top up account is great too. Reviewed on: 13th April 2021
Hiedi Collis's avatar
Hiedi Collis

Best banking experience I've had

5
I've much preferred banking with Monzo over any previous experiences with the big banks. Love the app, the transparency, and their company ethos. Reviewed on: 13th April 2021
Milo Bernard's avatar
Milo Bernard

Best bank all around

5
The best bank i ve had so far There are some lacks, like having a credit card, but for me that is not an issue. I strongly recommend it Reviewed on: 13th April 2021
Florin Paduraru's avatar
Florin Paduraru

Best bank i have used

5
Very helpful when needing questions or problems solving. Easy to set up account and easy to use the app. Reviewed on: 13th April 2021
Kayleigh 's avatar
Kayleigh

Always grateful to Monzo!

5
As a foreigner, I moved here and dealing with salary, bills, credit and all that was quite confusing: Monzo has always been as straightforward and inclusive as possible, so thank you! Reviewed on: 13th April 2021
EC's avatar
EC

Easy way to monitor spending

5
MONZO have really helped me to budget and save and the customer service is amazing Reviewed on: 13th April 2021
Jo Ball's avatar
Jo Ball

Absolutely love it, my main bank now

5
I have been using Monzo since they first launched and now get paid on that account. I love the simplicity and the customer service is great! Reviewed on: 13th April 2021
Tristan's avatar
Tristan

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