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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Breath of fresh air

5
Just so much easier than dealing with a high street bank and their endless, complicated procedures and long queues for call centres. Reviewed on: 13th April 2021
dj19860@hotmail.com's avatar
[email protected]

Easy as opening a pint of lager.

5
Everything about this bank has been positive and I don't lavish praise easily. From account setup to using pots to earn interest. This bank does it all. I am able to easily send money to friends and family all within a few seconds. When I need to send money to my account it arrives early. When I've reached out to customer service I've always been treated professionally. All in all if you comfortable with technology than look no further. Reviewed on: 13th April 2021
Jeremy's avatar
Jeremy

Modern, user friendly, fast

5
Monzo is great, the app is extremely user friendly, the daily updates on total spend and all the other Alerts make managing money so easy. I also use a business account and love the tax pots. Reviewed on: 13th April 2021
Ssarah McMath's avatar
Ssarah McMath

Banking is no longer a headache

5
Monzo have made what used to be a headache into a simple and pleasurable process which I would not be able to live without now. Reviewed on: 13th April 2021
Don Corea's avatar
Don Corea

Amazing, quick, efficient customer service

5
Everytime I've had an issue, I've jumped onto the Monzo chat one of the team have got back to me within minutes and ALWAYS dealt efficiently with my query/problem. Can never ever fault the customer service. Proud to be a part of Monzo banking and will never change. Amazing benefits and easy banking! Reviewed on: 13th April 2021
Alex Philp's avatar
Alex Philp

Brilliant

5
I’ve had no problems what so ever since joining last year, everything is simple to use and all online so it’s much easier Reviewed on: 13th April 2021
Louise's avatar
Louise

Monzo, quick and good business.

5
I was put onto Monzo a couple of years ago by family. Have never looked back. Good products, good security, very good service. Reviewed on: 13th April 2021
Philip Houghton's avatar
Philip Houghton

Excellent banking

5
Never had any problems with them. Everything works how it should. Loving all the features. Reviewed on: 13th April 2021
Sebastian's avatar
Sebastian

Monzo is fantastic!

5
Having had issues with other banks, Monzo has been a life-changer, and I would definitely recommend it to anyone I know. Great card, great account, fantastic app, and brilliant support. Reviewed on: 13th April 2021
Jorge Fuentes's avatar
Jorge Fuentes

Seamless system and loads of benefits

5
Have the premium account and it's the best out there, plus using it abroad is so simple Reviewed on: 13th April 2021
Matt's avatar
Matt

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