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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Banking how it should be

Takes the stress out of travelling. Everything’s real time and the community is at the heart Reviewed on: 21st January 2020

Beautiful product

It's super easy to get set up, easy to use, and just makes life a whole lot simpler. I was even shown a cool interactive page with a breakdown of how I used Monzo in 2019. Nice! Reviewed on: 21st January 2020

Awesome Bank

Up to date, ahead of the game in many areas, tech savy, regular updates and engaging development / support. Reviewed on: 21st January 2020

Just the best

No questions there.. the best. Great customer service, great product, great app, super convenient at home and abroad, transparent, full of features, more coming.. thank you! Reviewed on: 21st January 2020

Bank on your phone

It’s just a whole bank. On your phone. What more do you need? Reviewed on: 21st January 2020

Amonzing

Monzo is by far the best bank I have ever had the pleasure of dealing with. Their whole banking system makes all high street banks look like they are still in the dark ages. Thanks to Monzo I have been able to budget my money better and get instant notifications on what I spend. I love the fact you can create separate “pots” of money great for putting money aside from your daily account. Reviewed on: 21st January 2020

cool

cool stuff with option of apply for overdraft facility Reviewed on: 21st January 2020

Easy to use and helpful in getting you to save

Monzo is now practically my daily account. Most of my purchases are done using this account. The ability to get a quick and clear overview of my account, such as recent and upcoming payments is very helpful. Also it has made making short savings very easy. Plus the interest savings that are available through Monzo (whilst not the best on the market) are much better than most of the normal high street banks. I feel much more in control of my finances now. Monzo feels like a forward facing bank that actually offers useful features. Reviewed on: 21st January 2020

Everything a bank should be

Fundamentally makes banking easy and efficient while maintaining high security and flawless customer service Reviewed on: 21st January 2020

Simple, easy control

I recently opened a Monzo account following my purchase of my first house. While I have been with my existing bank my whole life (I also worked for that same company for 2 years), the ease of setting up my Monzo account was amazing. It provides the perfect platform to manage my budget, have visibility of my funds and so many saving options to help me set aside a little every month. Super easy, lots of control, no faff with paperwork etc. Very happy with my account Reviewed on: 21st January 2020

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