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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Outstandingly prompt upon request

Quite easy to work with, travelling n works almost everyone. Money is safe and I feel protected. Being my main bank and all transactions speaks much n highly for me. I vote for Monzo 100% Reviewed on: 13th April 2021

Happy customer

Finally I found a bank that does not patronise me with exaggerated security measures and processes only designed to reduce cost for the bank. Monzo respects my needs as a customer and I am back in control. Managing my finances has never been easier. Reviewed on: 13th April 2021

Best bank

I love Monzo. They’ve led the way for years now Reviewed on: 13th April 2021

Excellent

Excellent service Clear and easy to understand Reviewed on: 13th April 2021

Slick Easy Brilliant

Easy to use banking app, slick interface. Simple to sign up and use different products, fantastic support. Reviewed on: 13th April 2021

Monzo is the future offered today

Full on Monzo for the last 2 years and very satisfied. The simplest bank I have ever used. Reviewed on: 13th April 2021

It does everything you want from a bank and more

I just think that Monzo have built themselves around the customer experience and it really really shows. Every feature i want from a bank account, Monzo does better than anything else I've seen Reviewed on: 13th April 2021

Excellent bank

Never had any major issues with monzo, if I had a problem it was quickly resolved. Reviewed on: 13th April 2021

Monzo is the best

Can’t fault them for customer services and excellent app Reviewed on: 13th April 2021

An excellent bank

I have not had a bad experience. Reviewed on: 13th April 2021

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