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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Futuristic

Easy to use. No issues and more convenient than any other account I’ve had. Reviewed on: 13th April 2021

Fantastic Bank

Can't explain how pleased I am with Monzo, it's helped me manage my money better. Reviewed on: 13th April 2021

Best bank in UK

My first bank in UK and the best one. great customer services. Reviewed on: 13th April 2021

Brilliant Bank

Best bank I’ve ever had, easy to setup, no need for bank visits to sign forms etc, I couldn’t recommend Monzo highly enough Reviewed on: 13th April 2021

Brilliant

I love the easy of use, app very user friendly. I really like the instant bank transactions makes me feel very safe knowing if my card ever gets stolen I can freeze it and won’t have to go through a telephone line. The savings pots have helped me save thousands of pounds this year. Reviewed on: 13th April 2021

Finally a bank which understands how technology should be used and what customers actually want

For far to long banks have been run by ageing institutionalised morons who have dictated how customers should use their bank. They've failed to keep up with technology, or understand the changing needs of a customer. Monzo saw this, and has built a bank that put's its customers and technology first. Their transparent approach to t&cs, and charges, has built trust, something which other banks, with their incompetence shattered. Monzo has been the driving forced other banks needed, but sadly they're so fixed on what was, they're incapable of keeping up with Monzo. RBS has tried so hard to mimic the Monzo app (if that isn't an indictment of innovation I don't know what is), yet RBS still can't get it right (RBS are really bad btw, avoid avoid avoid). Reviewed on: 13th April 2021

Absolutely love Monzo

The best bank for 2021! The app is so easy to use, and with my friends who have monzo it's incredibly simple to pay them back. It's very easy to get in touch with support and I've always received a fast and helpful response. Absolutely love Monzo and I tell everyone to switch to them Reviewed on: 13th April 2021

Impossible to go back at this point

It makes my old account seem needlessly painful. Saved so much time just doing the usual things and can see how I’m spending. Reviewed on: 13th April 2021

Outstanding Bank

I’ve had nothing but good experiences with Monzo. Even using their “Lab” features has been seamless but more than anything, the transparency to customers is unparalleled Reviewed on: 13th April 2021

Easy and great service

Very easy to use and fantastic to use abroad. Great exchange rates. The support function is superb with people who know what they are doing! Reviewed on: 13th April 2021

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