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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19236 reviews)

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4.93

Based on 19,236 reviews, last reviewed 7th Apr 2026

98150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The best online banking you can get The best online banking you can get Reviewed on: 7th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19236)

Changed how I think of money

I have given up all my accounts will high streets banks and now only use Monzo for everything. I’ve never felt so in control of my own money. Reviewed on: 13th April 2021

Just simply the best

Very user friendly. Easy to use. Who needs a high street? Reviewed on: 13th April 2021

Best bank ever

Nothing is to much trouble the app is straight forward and clear and if you need help their a message away having been with them over a year I wouldn't go back to an ordinary bank now the sweeping of money rounded up works well and helps you save the pots gives you clear vision to your goals and if your paid by bacs getting your money after 4pm the day before you should is amazing! Reviewed on: 13th April 2021

Excellent Bank

Been with Monzo since nearly the beginning and they are brilliant. They have just got better and better over the years. The app is fantastic. Customer Service so responsive and helpful. Best part is when using your card abroad. Excellent exchange rates and no hassle. Reviewed on: 13th April 2021

Very good baking app

I love this App and how easy it is to use!! Reviewed on: 13th April 2021

Fantasia bank

I was persuaded by my wife to open a Monzo account - as usual she was right. The account is superb with the ability to move money into pots to handle monthly bills. Also the ability to transfer into a saving pot is really easy and useful. Monzo - it’s the best bank by far Reviewed on: 13th April 2021

lovely customer service and app

the app makes banking very easy, Monzo feels personal and communicative with policies I have encouraged everyone I know to join for the card! Reviewed on: 13th April 2021

Best fast working bank, easy to use, easy to sort out anything

Honest hard working people that would talk to you if there is any problem with your account. They always notify you whenever you use an atm, the whereabouts and timing of you using the atm. Reviewed on: 13th April 2021

The future of banking

Very easy app to use, can manage your money incredibly well with budgets, saving pots, rounding up transactions just to name a few. I have used 5 different banks in my time and there is nothing that comes close to Monzo. Reviewed on: 13th April 2021

Best bank

Has really helped me with making sure everything is paid on time, and keeping me informed with where my money is going. Reviewed on: 13th April 2021

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