Smart Money People Logo
Share this page
Link copied

Monzo: Current Account reviews

View other Monzo products
4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
79% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current Account reviews (17222)

Phenomenal

5
I have Monzo since it was in Beta as a prepaid card. It is now my main bank account since one year. Monzo is how a bank should be. It is so easy to use and it is a real game changer if you want to save money with all the products they have on offer. It's 2020 folks, get a real bank. Get Monzo! Really well done to everyone involved. Reviewed on: 21st January 2020
Mattia's avatar
Mattia

Amazing bank

5
Best bank by far. You should definitely switch Reviewed on: 20th January 2020
Zak's avatar
Zak

Great user experience and the finest in FinTech

5
I've been using Monzo since beta and after trialling competitors I've not found a smarter or easier experience with a bank. Already got my friends using it and will carry on recommending Reviewed on: 20th January 2020
Mwikala Kangwa's avatar
Mwikala Kangwa

Modern and helpful

5
Monzo are easy to contact, gives you control of your finances with the ease of an app and customer services are fantastic Reviewed on: 20th January 2020
Roxanne Simmonds 's avatar
Roxanne Simmonds

Best banking experience

5
Packed full of useful features with constant development of the app. Great for travelling. Reviewed on: 20th January 2020
Andrew David's avatar
Andrew David

Fantastic app and world-class support

5
Really exceeded expectations. Fantastic app and brilliant support on the few occasions that I've needed to use it. The reliability has also been excellent while the incumbent banks have had outages throughout the past 12 months. Reviewed on: 20th January 2020
James's avatar
James

Exceptional finance visiblity

5
They have transformed the way I bank/spend Reviewed on: 20th January 2020
Shaan Mangat's avatar
Shaan Mangat

Reliable app, great customer service

5
The application has worked flawlessly, the only downside is that the last update changed the user interface but didn't bring any extra features to the app. So I was left trying to figure out a new U.I. with no real benefit at the end of it. The customer service representatives are great. The idea that all your messages to and from the reps stay in one "chat" in the app is simple but brilliant. It has meant that I can send a message about an issue, forget about it for a while and come back to reply to the representative without wasting my time or their time. Very good way to handle the issues that come up. Reviewed on: 20th January 2020
Owen Sutherland's avatar
Owen Sutherland

Phenomenal

5
This bank is far beyond any other bank available, whether it be Santander, to Starling Bank, to Barclays. Nothing compares. The quick and easy opening of the banking app, the prompt sending and receiving of funds and the countless other features Monzo has to offer, really contribute to why I believe Monzo bank should win this award. This bank does NOT charge for emergency overdraft. I can dip in by £3-£4 and have it payed back in within a couple of days without having to worry about excessive overdraft fees. Another amazing feature of Monzo bank is the notification when you receive money, and how easy it is to send and request money from other people on Monzo. Overall, this bank deserves this award, from customer service, to handling funds, to general everyday use. Not one single issue. Monzo Bank for BBA2020 Reviewed on: 20th January 2020
Alfie Wisewell's avatar
Alfie Wisewell

Amazing

5
Friendly, welcoming and extremely easy to use with innovative cutting edges banking features. Banking has never been so awesome Reviewed on: 19th January 2020
Insurgent89's avatar
Insurgent89

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo

  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill