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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best banking experience

5
Monzo team are so quick to reply to any queries and make banking really easy. I find other banks to have outdated practices. Reviewed on: 13th April 2021
E R's avatar
E R

Suits me, Sir.

5
I am a multiple investor with Monzo since the initial offer. I have a personal account and a joint account and Monzo is my only bank - Full Monzo. My banking needs are simple and straight-forward and Monzo fulfills these needs absolutely. The app is fast, reliable and easy to use. Highly recommended. Reviewed on: 13th April 2021
RJB's avatar
RJB

Simple, effective, best bank

5
I've banked with Natwest and Barclays previously and they don't hold a candle to Monzo. So many features in the app that allow for better money management - for myself, with my flatmate, friends. Security is great as well, especially with online purchases. Would definitely recommend this bank. Reviewed on: 13th April 2021
Amar 's avatar
Amar

Best current account in UK

5
I have had Monzo for several years and I have always found it extremely helpful to use. I also found it very consistent as most new products start well and then soon increase fees and/or reduce benefits and free services, whereas Monzo has proved consistently to be great value for money for many years Reviewed on: 13th April 2021
Enrico Masini's avatar
Enrico Masini

Amazing bank

5
Simply the best, direct and straight forward Reviewed on: 13th April 2021
Kevin Ricou's avatar
Kevin Ricou

Outstandingly prompt upon request

5
Quite easy to work with, travelling n works almost everyone. Money is safe and I feel protected. Being my main bank and all transactions speaks much n highly for me. I vote for Monzo 100% Reviewed on: 13th April 2021
Kum's avatar
Kum

Happy customer

5
Finally I found a bank that does not patronise me with exaggerated security measures and processes only designed to reduce cost for the bank. Monzo respects my needs as a customer and I am back in control. Managing my finances has never been easier. Reviewed on: 13th April 2021
Kristof's avatar
Kristof

Best bank

5
I love Monzo. They’ve led the way for years now Reviewed on: 13th April 2021
Angus Preston's avatar
Angus Preston

Excellent

5
Excellent service Clear and easy to understand Reviewed on: 13th April 2021
Susan moore's avatar
Susan moore

Slick Easy Brilliant

5
Easy to use banking app, slick interface. Simple to sign up and use different products, fantastic support. Reviewed on: 13th April 2021
Nicholas Goldsworthy's avatar
Nicholas Goldsworthy

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