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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

The best bank EVER

A really customer led, inclusive, forward thinking company that has revolutionised my relationship with money. Thank you monzo! Reviewed on: 13th April 2021

No other Bank touches Monzo

This is the bank of the 2020s....fast, fluid and smartphone adapted. I simply can't use other banks Reviewed on: 13th April 2021

BEST BANK!

Banking with monzo is by far the best way to bank! Everything is so easy, the options to creat pots etc is so helpful and I would never bank with anyone else now! Reviewed on: 13th April 2021

Mobile first

Monzo helped me be much closer to the comings and goings of my money. It's convenient, easy to use and the customer support is great. Reviewed on: 13th April 2021

Best online bank

I m using this bank since three years without single problem Reviewed on: 13th April 2021

simply the best

Great customer service and simply the best especially if you travel abroad Reviewed on: 13th April 2021

Monzo

Great Bank to be with, easy to use. Customer service quickly deals with any issue that may arise. Reviewed on: 13th April 2021

Best Banks...Ever!!!

Open, reliable,secure and great customer service. They are a bank I can trust. Reviewed on: 13th April 2021

Super easy and relevant

Monzo is so easy to use, it's modern user friendly interface makes it simple to use and provides you with the ability to see where your money goes instantly. It also makes tracking money for budgeting and seeing trend so easy!! Also love the ability to use it with friends when it comes to splitting bills or setting up a tab to keep track of shared spending!! Reviewed on: 13th April 2021

Simples!!

Everything is so easy and you can see everything you've done. You can organise your money into pots and see your Direct Debits and Standing Orders at a glance. You can transfer money in seconds, or you can save in pots that make you thing before you buy! Perfect for me. Reviewed on: 13th April 2021

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