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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19236 reviews)

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4.93

Based on 19,236 reviews, last reviewed 7th Apr 2026

98150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The best online banking you can get The best online banking you can get Reviewed on: 7th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19236)

Best bank i have ever used! A*

I have been with a lot of banks and building societies growing up and I wanted something where I could really understand my money and categories in which I am spending. With monzo everything is amazing from the GUI of the app to the fast response live chat customer service I am very great full to such bank and for them helping me to be more financial smart for the future. Reviewed on: 13th April 2021

Best bank

. Reviewed on: 13th April 2021

The best bank in the world

Monzo are amazing...always there to provide help and support and their app is so user friendly. The pots functionality makes managing your money easy. Reviewed on: 13th April 2021

Greatest UX system ever designed for banking.

MONZO have offered a phenomenal millennial banking experience. They show how banking should be done in the 21st century. Reviewed on: 13th April 2021

Best online bank

Easy to use and everything I need without going into an actual branch. Lots of great features too Reviewed on: 13th April 2021

Absolutely brilliant

Excellent service. Particularly ability to pay direct debits and bills from pots. Reviewed on: 13th April 2021

Super intuitive banking app

Monzo's banking app has been such a pleasure to use! It is straightforward and beautiful! The saving and spend tracking functionality is amazing! Love this bank! Reviewed on: 13th April 2021

Monzo has changed my life and I'll never go back

Monzo has honestly changed the way I handle money. By giving me such a clear and quick overview of how much money I have, instantly showing payments and letting me organise my money in seconds. It has given me a clear picture of my money at all times and allowed me to save, pay off debts and live without always worrying. Reviewed on: 13th April 2021

Best bank ever

Monzo makes banking a pleasure, everything is quick easy and efficient. Customer service is five star Reviewed on: 13th April 2021

EXCELLENT

Customers services authentic and brilliant. I will recommend to colleagues and families Reviewed on: 13th April 2021

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