Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

View other Monzo products

4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17222)

Easy

Simple to use in the modern age, not like the dinosaur high street banks Reviewed on: 19th January 2020

Amazing Customer Service and All-Round Go To Card!!

Amazing customer service via the in-app chat. Love using it abroad and haven’t taken cash with me in over 18 months. Easy to send money amongst friends and to split the bill. Easy to separate money and the first time I have ever I’ve been able to save! Reviewed on: 19th January 2020

It just works for this time

This is what a modern bank should be like. They do have their flaws like the lack of IBAN and proper branches or post office to deposit money, but everything else just works and you get have an insight into your finances. Reviewed on: 19th January 2020

Easy access

A good simple clear easy to use Banking App. Reviewed on: 19th January 2020

Excellent banking..

What ever you want in a bank with simplest approach and immediate response.. Reviewed on: 19th January 2020

Fantastic little bank!

Love the app and the ease of everything ! Completely switched to Full Monzo! Reviewed on: 19th January 2020

Well thought out app with great customer support

Fantastic design, really well thought out features ahead of the mainstream banks. You only appreciate some of the functionality once you start using it. All this is backed up by great customer support. Reviewed on: 19th January 2020

Amazingly modern banking

One of the greatest banking experiences I have ever had. Having banked in multiple countries all around the world, monzo, by far delivers the best customer experience of any bank I've tried. Reviewed on: 19th January 2020

A small bank with a big heart

I love Monzo. Ever since I opened my current account I have been more than happy with the way they make things. It just makes me feel like they really care about every client. Costumer support is terrific, and they always have a prompt answer to all of my questions. I love this bank. Reviewed on: 19th January 2020

A bank that works in the way you expect, and in ways you don't expect.

I was a fairly early adopter for Monzo, I got my account about 3 years ago now. I was a bit worried to put too much money into it at first, but it worked very well. Instant notifications on your phone, and fee free currency conversion were groundbreaking at the time. They got their FCC certification a while ago, so I've started using it as my main account; sure I have more money in my Nationwide accounts due to their interest rates and benefits, but it has replaced my Natwest account as my go to account for everyday transactions. The Monzo app, which is the most important component of Monzo (since it's your sole interaction with your account and money), is generally great. It's easy to use, everything is clear. I wish it would group bank accounts that you recieve/pay to by name automatically, but that's more or less it for what I'm wanting from the app. It's only been annoyingly buggy once, which was around mid last year, and it was fixed fairly quickly. Monzo is a bank that works like a 21st century bank should. Reviewed on: 19th January 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from RBS 4.03 from 13 reviews
Choice Current Account
from Danske Bank UK 3.46 from 21 reviews
Everyday account
from NatWest 4.52 from 2101 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub