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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Best daily account

Been using monzo for a few years now and I can’t stress enough how much it’s changed how I spend and save money! Thanks to using monzo I was able to pay off my credit card well in advance of when I thought I could, and by separating out my spending I’m now a lot more careful with where my money goes. It’s revolutionary banking! Reviewed on: 12th April 2021

Easiest to use account on the market

No one else gives a simpler or more delightful experience to the customer! Reviewed on: 12th April 2021

This is how money management should be!

Monzo have transformed how people interact with their money and this is how it should be - easy to access, easy to understand and easy to manage. The bank of the future, watch this space! Reviewed on: 12th April 2021

Slick app, and an awesome brand

Slack app and the pots have finally put me back in control of my finances! Reviewed on: 12th April 2021

Great Service

Last year when I had a fraud issue on my account, someone withdraw money using a betting website. Monzo refunded me in a day time and replaced my card very quickly. Love Monzo! Reviewed on: 12th April 2021

Just the best bank

Best app, best support, best bank! Reviewed on: 12th April 2021

Best Bank Ever!

Monzo's app is the easiest to use. I feel in charge of my own money. Their customer service is second to none. Reviewed on: 12th April 2021

Innovative and disruptive - making banking easy, as it should be.

Monzo takes all the difficulties out of what should be easy - looking after your bank balance, sending payments. Reviewed on: 12th April 2021

Best Bank

My finances have changed for the better and I can't believe I used to bank any other way! Reviewed on: 12th April 2021

Best banking Experience

Having been with multiple banks over the years, I've never had such a good hold of my finances as I have with Monzo. Everything works so well, it makes your finances so transparent, and the features that are available are amazing! Reviewed on: 12th April 2021

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