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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Empowers you to be in control of your money

5
I absolutely love monzo. I am in control of my savings and very aware of my monthly spending. Easy to transfer between friends, and have a shared tab with my partner. Would recommend to anyone! Reviewed on: 13th April 2021
Sophie Milner's avatar
Sophie Milner

Outstanding service, great features, easy to use app

5
I have been with Monzo for a couple of years now and have recommended it to my child too. It is so easy to use and has great ways to manage your money effectively. Love it. Reviewed on: 13th April 2021
Katy's avatar
Katy

Fantastic, Flexible Banking

5
Fantastic bank, love using Monzo - customer service has always been very responsive considering theyre online.. very easy to move money around and pay friends and famile etc... ease of using abroad was always a huge benefit (when we were allowed to!) Reviewed on: 13th April 2021
Nick's avatar
Nick

The best bank since sliced bread

5
I've used ALL the major high street banks over the years and NONE have given me the quality of customer service, the fantastic app, and the overall usability of a current account like Monzo have! Simple! Reviewed on: 13th April 2021
Dan M's avatar
Dan M

Great Bank. The Future

5
Great Customer Service, easiest banking app I've ever used! Monzo are the future Reviewed on: 13th April 2021
KMM's avatar
KMM

Amazing Bank

5
Just the best bank. So helpful and easy to use app Reviewed on: 13th April 2021
Toby's avatar
Toby

Great online bank

5
Always simple and easy to use online portal always had great Cs experience Reviewed on: 13th April 2021
Karl Easton's avatar
Karl Easton

Best bank ever

5
I’ve been with monzo since they were a travel exchange card and I’ve yet to have a complaint. Enquiries are dealt with so so fast and the agents are incredibly friendly and knowledgeable. The app is easy to use, looks good and rarely fails at all. I love the ability to create pots. I can tuck spare change away and forget about it. Reviewed on: 13th April 2021
Gemma Melody's avatar
Gemma Melody

Banking of the future.

5
I joined Monzo a long time ago when it was a beta and haven’t looked back… Reviewed on: 13th April 2021
harrygardner25@icloud.com's avatar
[email protected]

By far the best bank

5
Ive had Barclays and HSBC accounts but Monzo is by far the best. The fact that I have a full bank account through just an app is incredible. Reviewed on: 13th April 2021
Matthew's avatar
Matthew

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