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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Modern banking

5
So easy to use, payments and transfers so quick. All decisions made really quickly again. Pay for premium for really good insurance benefits. The best. Reviewed on: 13th April 2021
Josh's avatar
Josh

Everything you need from a bank

5
Clear, efficient and easy to bank with Reviewed on: 13th April 2021
Stewart Penders's avatar
Stewart Penders

Great customer service and easy to use

5
Early subscriber to Monzo. Have always offered excellent customer engagement, and supportive Apps. Customer service is excellent. Reviewed on: 13th April 2021
Ceredig Cattanach-Chell's avatar
Ceredig Cattanach-Chell

Complete control over finances

5
Love using Monzo. It gives you access to everything that you need within the app. You can check instant charges to your account, see why a payment has been declined & the budgeting tools are really great, no more spreadsheets! Reviewed on: 13th April 2021
Paul's avatar
Paul

Best bank I've used so far

5
I love Monzo so much! I love how everything is organised within one app, and that you can make separate saving pots rather than having to open a second savings account. I recommend this bank to everyone! Reviewed on: 13th April 2021
Abigail Booth's avatar
Abigail Booth

Best bank ever

5
I signed up to monzo as a secondary bank but within a few months I changed it to my main bank and shut down all other accounts I've got 6 people onto monzo since I joined it is by far the best bank ever Reviewed on: 13th April 2021
Helena's avatar
Helena

Easy to use, good user interface

5
Easy to split bills, categorise payments, and round up bills to add to a savings pot Reviewed on: 13th April 2021
Nathan Croft's avatar
Nathan Croft

A bank that does it right

5
A bank that supports its customers correctly. Solves any problems. Offers a lot but doesn’t hard sell. Reviewed on: 13th April 2021
grant_marko@hotmail.co.uk's avatar
[email protected]

Great bank!

5
Great bank, easy to use, great features! Reviewed on: 13th April 2021
Reanne's avatar
Reanne

Game Changer

5
Brilliant disruptor that many others are following now. They have changed the face of banking and made it must more engaging and even enjoyable. Reviewed on: 13th April 2021
Matthew Lloyd's avatar
Matthew Lloyd

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