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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Just brilliant

5
Using Monzo for the last almost two years has been a dream, no weird fees, an excellent app service and easy to contact customer service etc. Also the added convenience of being able to freeze/unfreeze your card as needed is so helpful. Best bank I've ever had an account with Reviewed on: 13th April 2021

The best Thing I've ever done

5
I was sceptical at first switching from a highstreet bank. But confirm its the best financial decision ive made. Clear and easy to use, get a paid a day early. Lets you know outgoings 4 days before they come out. Excellent bank. Reviewed on: 13th April 2021

Best bank in the UK

5
Monzo is definitely the best bank in the UK Reviewed on: 13th April 2021

Best bank in UK

5
Every other UK banks should learn from Monzo. Best bank by far Reviewed on: 13th April 2021

Brilliant spending budget options

5
I love this bank. We’re there for me in a rough time and have never let me down. Reviewed on: 13th April 2021

Excellent Service

5
So simple to use - good security via the app! Customer services team are also helpful and very responsive! Reviewed on: 13th April 2021

Brilliant AND Consistent

5
Being able to split money quickly and easily, see where money goes instantly, being able to split money into pots has allowed me to change the way I have thought about banking and money and continues to help me stay of track. Reviewed on: 13th April 2021

Bets bank

5
Is really easy to use I love it Reviewed on: 13th April 2021

Best bank

5
I love Monzo! They offer the most features and the customer service is second to none. Reviewed on: 13th April 2021

Amazing

5
Amazing bank that makes a massive difference in regard to managing money Reviewed on: 13th April 2021

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