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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic

5
I've been invested since I first went travelling and got a monzo card to take with me. Amazing customer service from the other side of the world. Accessible, sensible and great service. Reviewed on: 13th April 2021

Great bank

5
Brilliant bank account. Keeps you abreast of your spending Reviewed on: 13th April 2021

Best bank ever

5
I've always had problems with previous banks but MONZO is the best I've ever been with plus over Easter I even got my payment 5 yes 5 days early which really helped me over the bank holiday. If you ever run into a problem they solve it so fast. Vote monzo. Reviewed on: 13th April 2021

Brilliant

5
I have nothing but good words to say about Monzo. The customer service is brilliant, having the opportunity to know how much I have left after all my outgoings is reassuring and all of the little perks they offer is refreshing! Reviewed on: 13th April 2021

Beat Bank

5
Been using Monzo from the beginning and they are by far the best bank I have been with. Reviewed on: 13th April 2021

I use this bank for personal and business

5
The best customer service I have experience ever Reviewed on: 13th April 2021

Banking made simple

5
Can’t fault my current account with Monzo. Would recommend to anyone looking for a simple, easy and effective banking solution. Reviewed on: 13th April 2021

Brilliant bank

5
Really easy to use app and keeps track of money Reviewed on: 13th April 2021

Modern and awesome

5
Never had a bad experience with Monzo. The customer services are always on point and I feel I have full control of my money. Reviewed on: 13th April 2021

Amazing bank

5
Monzo is an amazing bank and solves any issues big or small pretty much straight away I have banked with Monzo for nearly 2 years now and haven’t actually had any major issues I only minor things that wasn’t their fault and they managed to sort it pretty much straight away I would read them 10 out of 10 I recommend to all my friends and family Reviewed on: 13th April 2021

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