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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The bank if the future

5
Brilliant layout. Reviewed on: 13th April 2021
Ferdinand Ncube's avatar
Ferdinand Ncube

I work for a different bank!

5
I work for a different bank but would recommend Monzo over any other bank! So user friendly and I love the card! I never leave this one at the self checkout! Reviewed on: 13th April 2021
SG74's avatar
SG74

Best move I've made

5
Easy and transparent and surprisingly more of a human experience with banking Reviewed on: 13th April 2021
Mitch's avatar
Mitch

Easy to use

5
Great UI much better than other banks Reviewed on: 13th April 2021
Rexxy's avatar
Rexxy

Love Monzo!

5
Can't fault them at all, the application and customer service has been spot on! Reviewed on: 13th April 2021
Esther Fan's avatar
Esther Fan

Brilliant

5
I love my Monzo account . I have found it so much easier to save in the pots . It’s also great for paying other people instantly Reviewed on: 13th April 2021
Marion Bainbridge's avatar
Marion Bainbridge

Banking for the people by the people

5
I have been with Monzo since they were beta testing, and all I can say is what an incredible journey, truly banking for the people by the people. Amazing customer service and forward thinking way in how banking should be done and making it much easier and accessible! Reviewed on: 13th April 2021
Kofi's avatar
Kofi

Monzo Plus User

5
Happy with monzo, main reason is its customer service is the best among other banks :) Reviewed on: 13th April 2021
Neil Jason Tan Lee's avatar
Neil Jason Tan Lee

Amazing bank!

5
Just what everyone needs is Monzo regarding there personal current account. Recommended. Reviewed on: 13th April 2021
Michail's avatar
Michail

Nothing better

5
Everything from their immediate help, to receiving BACS payments early. MONZO is the best bank in the UK. Reviewed on: 13th April 2021
Afsana's avatar
Afsana

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