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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

amazing easy and reliable

5
great bank was locked out once not sure why but was quickly resolved Reviewed on: 13th April 2021

Love monzo

5
Its the most transparent banking product I've ever used Reviewed on: 13th April 2021

Best Online Bank

5
Monzo has always been on top of their customer service, keep innovating the space with regular new features and work with partner agencies to provide a better experience. The latter point has made me think about money more since using Monzo. Reviewed on: 13th April 2021

Simple to use

4
Simple to use and help me to save money with the pots schemes. Really recommend to my friends. Reviewed on: 13th April 2021

Best banking app

5
Seamless experience and great support Reviewed on: 13th April 2021

Unreal

5
Unreal, would never go back to anything other than Monzo. Easy to use, fun to use. From being paid early to easily sorting money and thanking your friends payments with emojis. Can’t wait to see what happens next with Monzo Reviewed on: 13th April 2021

My favourite bank everrrrr

5
Love Monzo, it is the best bank ever Reviewed on: 13th April 2021

Excellent Bank for 2021

5
Ideal, modern bank, transactions instant, great customer service, ideal for 2021 Reviewed on: 13th April 2021

Best bank!

5
I recently opened a bank account with a leading high street bank in order to spread risk across banks. I had the worst experience and it cemented in my mind how great Monzo is in terms of the product offering and for customer service. Reviewed on: 13th April 2021

Monzo is the dream

5
I started using Monzo well over a year ago and I absolutely LOVE it. Getting paid a day early is brilliant as well as being able to see my transactions instantly. I trust Monzo 100%, never had any problems and the team are always on hand to help. Thank you. Reviewed on: 13th April 2021

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