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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Great account

Monzo has a great app with lots of features that prevents me needing to call up. Reviewed on: 12th April 2021

I was able to save for my house deposit

I've always been good at saving but it was the little challenges that Monzo introduced that expedited my savings to the point that I was able to buy a house. I did the 1p a day, the £1 a week, the 1p a day increasing as the days go on, the £1 a week increasing as the days go on and did all of the round ups. Let's be real - this didn't create the whole deposit but it was these little challenges that meant I saved more year on year without even realising it. The tools that Monzo provides has made me more aware of my financials, a better saver and has saved so many awkward conversations following dinners where we don't have to nudge people to pay. I wouldn't bank with anyone else now. Reviewed on: 12th April 2021

Everything is just so easy

It's made banking anywhere else really difficult. Everything with Monzo is just so easy I get so annoyed now when other banks tell me to come into the branch or do it in writing (meaning send a letter). It's a bank made for how I like to live my life. Reviewed on: 12th April 2021

Easy to use

The app is easy to use and gives me controls to see what and when I spend on. Reviewed on: 12th April 2021

Monzo has got me out of debt and eradicated my financial anxiety.

Since being with Monzo, all of my debts have been paid off and I no longer have any anxiety when going to check my bank balance. I love the visibility it gives me over my finances and I really cannot thank Monzo enough for designing such an amazing bank account that makes money work for me. Reviewed on: 12th April 2021

The best bank i've ever used

Very personable and brings great visibility to my spending. Reviewed on: 12th April 2021

Brilliant Bank

So easy to setup and use. Great features. Super customer service. Reviewed on: 12th April 2021

Best bank ever!

I've been banking with Monzo since it launched and I think it's great. Reviewed on: 12th April 2021

Completely revolutionised the way I manage my money!

I've been with Monzo since early 2018 and have been completely blown away by how helpful the app has been in keeping an eye on my finances. So many features that I take for granted – paying my bills out of pots, getting paid a day early, sending money in just a few taps – they just work so seamlessly. Everything that was once a chore with an older bank can now be done in a few taps. It's absolutely excellent, and I would recommend them to anyone. Thank you, Monzo! Reviewed on: 12th April 2021

Best Current Bank

I have recommended to all my friends and family and they agree its the easiest to use and friendliest bank out there. Reviewed on: 12th April 2021

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