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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Best Current Account

Super great current account. Has everything I need. Fast, great service, and cool features. Reviewed on: 12th April 2021

Great bank with spectacular customer support.

Monzo are the leaders when it comes to Customer Support. Never fail to help their customers. Reviewed on: 12th April 2021

Finally in control of my finances

Having a separate Bills Pot that I top up as soon as I get paid means I can see exactly how much money I have "spare" for the month. Now I pay off my full credit card every month! Reviewed on: 12th April 2021

Slick digital experience

Easy to manage my money and see what I'm spending Reviewed on: 12th April 2021

Makes my life so much easier

The most amazing bank and I cannot imagine ever using another now. Everything is so easy, clear, and quick. Help is always there if I need it and I love the constant innovations. Can't wait to see what Monzo do in the future Reviewed on: 12th April 2021

Such an easy way to manage my money

The gambling block and the locked pots have enabled me to change my whole outlook on how I manage my finances Reviewed on: 12th April 2021

Excellent app and service

I have accounts with Monzo and Halifax. My Monzo account is light years ahead of Halifax and everything is just simple, easy to use and transparent. I'm so glad that Monzo exists, it doesn't feel like a traditional bank where they just try to extract as much money as possible from you Reviewed on: 12th April 2021

Amazing

Great product, really helps me to manage my finances Reviewed on: 12th April 2021

Making money work for everyone

Brilliant app, customer service, easy to use - everything you could ever want from your bank! Reviewed on: 12th April 2021

5* Bank - life changing!

Service is amazing, features are amazing and Monzo manage to continue to impress me. I have finally started saving too! Reviewed on: 12th April 2021

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