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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Monzo is the most feature-rich and innovative of all banks

Monzo has built so many features that are market leading, it's hard to compare them to the competition. From having the best budgeting tools that adapt to your spending, to innovating early on things like pots, bill splitting, shared expenses and payments from pots which no other bank can really match. That combined with a great app and customer experience makes them a winner. Reviewed on: 12th April 2021

Love monzo!

monzo changed my life for the better Reviewed on: 12th April 2021

Best bank around!

Monzo is the quickest and easiest banking app around and the budgeting tools have revolutionised my money management. Reviewed on: 12th April 2021

Reliable, Intuitive and Innovative

Have been using Monzo as my main account now for 3x years, have tried a lot of other banks and nothing comes quite close to the user experience provided. The app is a delight, the features of money management are a blessing and the customer service and self serve options are top notch. Reviewed on: 12th April 2021

Monzo is the one bank I trust my money to

I am extremely critical when shaking off marketing campaigns and brand positioning. Every bank in the world is fighting to earn your trust, some by saying they will do things right and trying to lure and lock you in, and others by ACTUALLY doing things right, Monzo is the latter. Monzo is customer first and it is something you can see in every product. Reviewed on: 12th April 2021

By far the smartest bank

I love banking with Monzo! By far the smartest bank. I am so grateful for some of their features such as always sending my phone a notification every time money gets taken out or my card is added to a website. The security features are very useful. Reviewed on: 12th April 2021

Monzo changed my life

Since being with Monzo, it has meant that I can get my finances under control with their easy to use app and pots. Something I'd never been able to do with multiple bank accounts Reviewed on: 12th April 2021

Easy to Use

Always so easy to use and really helps me budget properly Reviewed on: 12th April 2021

It just works. And when it doesn't customer service is incredible!

been a customer since the prepaid days and never looked back Reviewed on: 12th April 2021

The most convenient app ever

I love Monzo because it's so easy to use - everything looks great, it's all in one place and I don't have to make appointments or wait on the phone to get anything done. Reviewed on: 12th April 2021

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