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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best UK bank

5
By far the best UK bank easy to use never any problems would recommend over any high street bank Reviewed on: 13th April 2021

Transparent and mobile friendly

5
Transparent and mobile-friendly, great customer support and an intuitive mobile interface. Reviewed on: 13th April 2021

Super easy and engaging

5
Very easy to use and helps you engage with your finances in a way traditional bank can't Reviewed on: 13th April 2021

Simple and effective

5
Monzo is one of the best banks I’ve ever joined, the app is so easily laid out, switching my account over was simple and when I had any problems I could immediately contact the team in the app and not have to wait for 30+ on the phone to be put through to someone who doesn’t care, the team really cares and reassures you you and your card and details are all safe. Reviewed on: 13th April 2021

Could not be easier

5
Great app, very good rates with international payments. Love the notifications when spending Reviewed on: 13th April 2021

Amazing!

5
Best bank I have ever used, and by far the best customer support I have come across. Reviewed on: 13th April 2021

Great bank!

5
I’ve been with monzo now for about 2 years I’ve never had a problem with anything, customer service is great! Reviewed on: 13th April 2021

Best bank by miles

5
I was having a lot of issues with my high street bank, decided to switch all of my banking to Monzo. Best idea I have had in a long time Reviewed on: 13th April 2021

Awesome

5
I was new in uk no bank was opening my account but monzo did that and after that everything was easy as normal its v easy to open a bank account from home. Thanks Reviewed on: 13th April 2021

Monzo makes banking easy

5
Monzo makes banking so easy and gives me so much more than a traditional bank ever has Reviewed on: 13th April 2021

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