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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Ethical bank with a heart - amazing app

Monzo's banking app is really well designed and intuitive to use. I find it so useful to manage my budget using pots and to see all upcoming and past payments. It's really been the main reason I'm good with money now and able to save for all my future plans. Reviewed on: 12th April 2021

The best bank out there!

So easy to use with fantastic features!! Reviewed on: 12th April 2021

Finally a honest bank

Years ahead the biggest and traditional banks, Monzo has set a new standard. For many years together! Reviewed on: 12th April 2021

This is what banking should be.

Monzo is like the iPhone versus every other bank which is a rotary dial phone. Everything is better, and once you've used it you simply cannot go back. Reviewed on: 12th April 2021

Friendly, professional and exciting

I love how Monzo treats their customers and provide supportive and effective solutions. Reviewed on: 12th April 2021

Top bank, love the paid early feature

Been a customer for over 2 years, and it's the smartest money move I've made. Reviewed on: 12th April 2021

Monzo have been the best

Actually release products people want! Reviewed on: 12th April 2021

Best bank ever!

Monzo has helped massively by providing clear, useful tools to help with budgeting, real-time updates so i can track my spending, and cool new features like gambling block. I actually have savings now for the first time in my life! Reviewed on: 12th April 2021

Great bank, great app

Been using Monzo as my main and joint account for 3 years. Reviewed on: 12th April 2021

Recommend!

Monzo is super easy to use and makes banking more efficient. Reviewed on: 12th April 2021

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