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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Super bank

5
Monzo has solved a lot of the issues I faced with other banks, all over the phone. I have moved my daily banking to monzo and made it my main account Reviewed on: 13th April 2021

Simple. Powerful banking.

5
Monzo ticks everything and then some. Innovative banking app, makes banking safe, easy and actually fun! Reviewed on: 13th April 2021

User friendly banking 5*out of 5

5
Best app for mobile banking, awesome customer service, what’s not to recommend? Reviewed on: 13th April 2021

Love it

5
Love it so much. That i now have a premium account. All the extra bits we can do with monzo helps you with life. Much prefer it over normal banking Reviewed on: 13th April 2021

Best banking experience ever!

5
Been using Monzo since it’s beta days and I haven’t looked back. It’s made my banking life super easy wouldn’t want to be without it. Reviewed on: 13th April 2021

Top for everyone

5
Is accessible, secure and friendly. Reviewed on: 13th April 2021

Brilliant

5
Very easy to use. Very quick when transferring money Reviewed on: 13th April 2021

Unbelievable bank, app is fantastic

5
Instant notifications and easy to use app Reviewed on: 13th April 2021

The best

5
I'm really enjoying my experience with Monzo Reviewed on: 13th April 2021

Best bank

5
I’m very happy with my monzo account Reviewed on: 13th April 2021

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