Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.92
Based on 19,144 reviews, last reviewed 4th Apr 2026
93600% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026
ali_wardy@hotmail.co.uk's avatar
[email protected]

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19144)

Finally a bank that speaks the way customers understand!

5
Just super clear messaging and transparent comms around pricing and product features Reviewed on: 8th April 2021
Victor Blackmouth's avatar
Victor Blackmouth

A current account that makes everything easy

5
The Pots feature helps me organise my money and I love getting paid a day earlier Reviewed on: 7th April 2021
Beatrice Borbon's avatar
Beatrice Borbon

Great Service & App

5
Great Service & App. Highly recommend! Reviewed on: 7th April 2021
Chris Smith's avatar
Chris Smith

Budgeting features are second to none!

5
I love the budgeting features in Monzo. They make me feel like I have real control of my money. I can setup pots of money from which I pay my bills, allowing me to set money aside to know I always have enough for my utilities. I can analyse my spending with categories, identifying frivolous habits and bringing them under control. And I can easily manage money with friends with shared tabs and my personal monzo.me payment link making it easy to settle up for group spending. Reviewed on: 6th April 2021
Jack Dryden's avatar
Jack Dryden

Finally a bank that listens!

5
Easily the best bank I have ever held an account with. Easy to use and fair Reviewed on: 6th April 2021
Kian Thompson's avatar
Kian Thompson

Finally a bank that listens!

5
Without the Monzo app, I would be lost. By far the best bank I have EVER held an account with. Reviewed on: 6th April 2021
Kian Thompson's avatar
Kian Thompson

Best Customer Service and Best Value

5
Best Value for Monzo Premium and always had great customer service Reviewed on: 5th April 2021
Ryan O'Donnell's avatar
Ryan O'Donnell

Never put a foot wrong

5
Perfect bank, with an app that is far beyond any legacy bank. It's simple, offers the right products for the demographic it is aimed at. Very happy! Reviewed on: 4th April 2021
liam's avatar
liam

Banking the way it should be

5
Everything is so seamless. I love getting paid early, and using salary sorter with bills pots to organise our monthly direct debits. It lets me see exactly what’s left over for the rest of the month Reviewed on: 1st April 2021
JonH's avatar
JonH

Easy to use, great customer service, ethical

5
I have been with Monzo for a good few years and have never had a problem or concern. The few times I have had a query they reply in excellent time with a helpful response. The app is easy to use and there are many useful functions for those who want to use them, without being forced to if it doesn't fit your banking style. They are very transparent about their structure and how they use funds, and are far more ethical than most other banks I've seen. Reviewed on: 1st April 2021
C's avatar
C

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill