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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

A bank that thinks about its customers first when building a feature or product

Monzo really have taken customer-centric design for banking products and features to the mainstream now. I sincerely hope that this will be common place going forward. Everything about the Monzo experience is first class, they really have listened to what customers want Reviewed on: 1st April 2021

Cutting edge mobile banking

Brilliantly customer-centric app. Product is built around customers and it shows. This is how all banks should be Reviewed on: 31st March 2021

Rant and rave about Monzo to EVERYONE

Such a well-thought-out bank. The app is so easy to use. I love the organisation! Reviewed on: 31st March 2021

How banking is supposed to be

Monzo have simplified everything about personal banking. Budgetting, transferring and receiving money, opening the account, accessing the account securely. It all just works so well. Reviewed on: 30th March 2021

The way forward

Monzo is definitely leading the way when it comes to banking apps. From paying bills from different "pots" to categorising my spending into categories, the app is just the most intuitive. I would like a fully functional web interface whenever possible though, let's hope they make it soon Reviewed on: 30th March 2021

Helpful open banking

Monzo has created a banking experience where you can see at first glance where your money is going and helps you plan and save for the future, keep doing brilliant things Monzo Reviewed on: 29th March 2021

Its great

been using it for must be over a year now and its everything i want in a bank., Reviewed on: 29th March 2021

Excellent Bank

Really good bank to use. Has a number of features and good customer service Reviewed on: 29th March 2021

Great

Awesome!. Packed full of great features and great customer service (far better than others). So friendly and incredibly helpful Reviewed on: 29th March 2021

Amazing!

Just made managing my money so easy Reviewed on: 29th March 2021

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