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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

So good its my only bank

5
After using Monzo for a month I closed my other banks and moved over to Monzo fully. I even get paid into it now. SO much better! Reviewed on: 13th April 2021
Harry's avatar
Harry

Best bank ever

5
I love monzo - it's slick and I am able to solve any problems I have through the app! Reviewed on: 13th April 2021
Morta Vitunskaite's avatar
Morta Vitunskaite

So easy to use!

5
Very easy to use and has enabled me to actually save money! Reviewed on: 13th April 2021
Jessica Chambers's avatar
Jessica Chambers

Great day to day personal account, less good for joint accounts or high value payments

4
Fantastic bank for day to day spending, but when it comes to high value payments (mortgage deposit, buying a car, transferring larger sums), it's a slow process and it can hard to get hold of someone to help quickly through chat or on the phone. Joint accounts are also quite far behind the features of the personal current accounts and many personal account features aren't available or well supported for joint accounts. For an individual current account, it's great. For anything a little more complex (joint account, using them for high value/high trust payments), less so. Reviewed on: 13th April 2021
ajd's avatar
ajd

Best service

5
Monzo has by far the best customer service of any bank I have ever used in the past Reviewed on: 13th April 2021
Alex Palmer's avatar
Alex Palmer

Fab bank

5
Wonderful bank with a new fresh approach to banking. Love the features and the app! Reviewed on: 13th April 2021
Holly Wilson-Smith's avatar
Holly Wilson-Smith

First-rate, personable bank with you as their priority

5
Couldn't be easier to look after your money with monzo. Easy to save and if ever I have problems their customer service team sort them out usually within minutes. Reviewed on: 13th April 2021
Harry Bennett's avatar
Harry Bennett

Easy account to use

5
I love how easy the Monzo app is to use plus all the features within the app that has helped me budget is second to none. Also, their customer service whether that be through the chat feature or on the phone is a down to earth experience. The Agents talk to you as a human being with no business jargon making the whole query journey a pleasure to be part of. Go Monzo!!! Reviewed on: 13th April 2021
Clay's avatar
Clay

Outstanding

5
Best bank I've ever used, everything works as you would expect on 2021 and support is very fast a reliable Reviewed on: 13th April 2021
Facu Acosta's avatar
Facu Acosta

Great Bank and account

5
Super customer service and the current account is easy to set up and use Reviewed on: 13th April 2021
Vincenzo Borriello's avatar
Vincenzo Borriello

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