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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great Bank and account

5
Super customer service and the current account is easy to set up and use Reviewed on: 13th April 2021

Great service

4
Monzo provides me with a really good customer experience. Its simple and straightforward. Their customer service is very quick and prompt. Reviewed on: 13th April 2021

It just works.

5
Full visibility and control over my finances in a beautifully designed app - it just works! Reviewed on: 13th April 2021

Friendly and super efficient

5
The easiest to use and understand bank I have used Reviewed on: 13th April 2021

Best bank service

5
Have never had a problem. Can always get to look at my account. Reviewed on: 13th April 2021

Easy to access, easy to understand, fantastic support

5
Would I recommend Monzo to family and friends? I already have! The app is super-easy to use, making it really simple to manage your money. Reviewed on: 13th April 2021

Best bank ever

5
Not had a single negative experience with monzo. Didn't think bs King could be this easy Reviewed on: 13th April 2021

Just perfect

5
Monzo is fast and modern. You can do so much in their app. I switched from NationWide, because they are very old fashioned. Best part is paying bills right out of your savings account, having shared tabs with others that you can add bills to with 2 clicks and doing your budget. Reviewed on: 13th April 2021

Good bank

5
No complaints at all, fantastic customer service Reviewed on: 13th April 2021

Excellent service

5
Since switching to Monzo, my money management has significantly improved. Easy to use app. Doing things other banks can do, but chose not to. Reviewed on: 13th April 2021

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