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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Easy to use and innovative features

5
I love being able to pull my wages early, pay bills from pots and spilt bills with ease Reviewed on: 13th April 2021
Kyle5953's avatar
Kyle5953

I love monzo

5
Its the first bank where I've felt secure with my money, the app is easy to use and reliable and loads too, the customer service has been easy, friendly and professional everytime I've needed to call, im very happy with this bank :). Reviewed on: 13th April 2021
Marie Millest's avatar
Marie Millest

Best bank ever!

5
The app is amazing, customer service faultless, love monzo Reviewed on: 13th April 2021
Sarah Bromley's avatar
Sarah Bromley

Best bank ever!

5
I have been consistently impressed for 4 years - amazing customer service, brilliant app, no problems ever! Reviewed on: 13th April 2021
Rhona Sword's avatar
Rhona Sword

Best bank

4
I have never been so in control of my own money. This bank is very supportive! The only thing I dont like is you get charged to deposit cash at a pay point and since there is no branches u have no choice but to pay it. Also the cheques system could be improved but above all these are minor setbacks with a great bank. Reviewed on: 13th April 2021
Jayne's avatar
Jayne

Simply straight forward banking

5
I have had Monzo since it opened and like the ease of using it. Reviewed on: 13th April 2021
Liz Mulkern's avatar
Liz Mulkern

Best Digital Bank

5
With Monzi you can easily open a bank account in a record time. Bank aop is do easy to use and navigate. I also love the monzo premium offering. Reviewed on: 13th April 2021
Lawal Babafemi's avatar
Lawal Babafemi

Top bank for a traveling man

5
The reason I got my Monzo card due to the fact that I like to go travelling and Monzo gives you the best rates on the market. Reviewed on: 13th April 2021
Oliver Hillier's avatar
Oliver Hillier

Happy Customer

5
Monzo staff are quick to help solve any issue you may have concerning your account, Monzo also have the option to have your money paid a day early I often use this extra service, all transactions are instantly acknowledged through the app messenger great bank experience Thank You Monzo Reviewed on: 13th April 2021
Donna Cairns's avatar
Donna Cairns

Great bank with excellent customer service

5
Customer service at Monzo is second to none. The team is very responsive and resolve any issues quickly. Very happy with my current account. Reviewed on: 13th April 2021
DW94's avatar
DW94

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