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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Great bank

I love having all my money in my Monzo account. It is very easy to navigate and I really like that you can separate your money into pots. It gives you control over a lot of things without having to contact them. Reviewed on: 22nd March 2021

Inoredibly intuitive

Just what I want from a bank. Fuss-free set-up. Straightforward app with customisable pots (envelopes). nothing more I need or want. Reviewed on: 22nd March 2021

Brilliant App

I love Monzo's app. It's easy to navigate and looks great too. Pots make saving and paying bills simple, and is a good way to separate reoccurring bills from spending money. I also had to deal with Customer Service (in-app chat) and my question was answered with 5 minutes. Brilliant service. Reviewed on: 22nd March 2021

How banking should be done

Since joining Monzo around 3 years ago my banking has been completely transformed. Going from an "old-fashioned bank" to Monzo has allowed me to save more effectively, manage my money more easily and with the the pots split up the money for different things that I am saving up for. I love Monzo and have recommended it to everyone I know. Reviewed on: 21st March 2021

Best bank ever!

Monzo has helped me to look after my money and budget properly. Reviewed on: 21st March 2021

Great customer service

Always receive quick and helpful customer service Reviewed on: 21st March 2021

Faultless through and through

Can say had my acc with them now for a year and can say for the first time that I am satisfied with my bank. Reviewed on: 19th March 2021

Simple, Innovative, Instanstant

Monzo has enabled me to take control of my finances by providing easy overviews of income/spending, phenomenal accessibility and features (such as getting paid early) that have enabled frictionless banking. Reviewed on: 19th March 2021

Superb

Makes managing money incredibly easy, even enjoyable. Reviewed on: 18th March 2021

Great online banks, helps me save so much !!

Monzo is a great bank. It helps me delicate all of my money to certain places. Everything about it just makes it easy . I love this bank so much. I have recommended this to so many friends and 3 of them have joined from my link. The categories are great, it helps me set a budget each month for certain things. Also what I love about Monzo is that if I have spent a bit of money, it does tell me off . I love it !!! Reviewed on: 18th March 2021

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