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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Perfect...

5
I'm 46 years old and this is the first time that I feel in control of my money. Monzo has given me all the tools I need to budget, save and get organised. Perfect. Reviewed on: 12th April 2021

Faultless experience

5
Never had any problems with monzo home or abroad, any questions answered rapidly via the app the big 4 are still way behind 12 out of ten Reviewed on: 12th April 2021

Amazing bank

5
I love Monzo so easy to use and great service if there’s any issues Reviewed on: 12th April 2021

Brilliant bank

5
Brilliant bank, never had a problem yet. Only downside is the charge to deposit money but even then, it's just a quid Reviewed on: 12th April 2021

Amazing bank, easy and safe

5
Love Monzo, practical, fastest customer service. Cannot get better than this. Reviewed on: 12th April 2021

Monzo your life!

5
The only bank which makes your life.... and your travels easier! Reviewed on: 12th April 2021

Best Support Team

5
Everyone is always kind and keen to help and answer any questions 24/7. Reviewed on: 12th April 2021

If only everything was so simple!

5
Opening my Monzo account was so easy, well planned, efficient and speedy. Love tracking my spending and it is amazing for making payments. I recommend Monzo to everyone......oh, and I love the round up feature ❤ Reviewed on: 12th April 2021

Life made easier.

5
A great easy to use Baking App even by a disabled customer. Reviewed on: 12th April 2021

Efficient, easy and day early wages

5
I love Monzo. Great for sending money to friends, budgeting and those day early wages are amazing. I have managed to save money and pay off all my debt in the couple years I’ve used it due to seeing my money clearly in front of me! thank you Reviewed on: 12th April 2021

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