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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Good bank

Monzo is a good bank to be with easy and smooth also and lets you get paid a day early ! Reviewed on: 11th March 2021

makes managing money so easy

monzo has revolutionised how i manage my money. from assigning a budget on payday and tracking how i stick to this each day, to splitting food shops with my partner, everything is so handy Reviewed on: 11th March 2021

Monzo is easy and powerful

Monzo has allowed me to be in complete control of my finances, by making it easy to see exactly what is coming into and going out of my account. It is so easy to separate my spending and create budgets that are easy to track. Highly recommend to anyone. Reviewed on: 11th March 2021

Amazing

Amazing service, great for budgeting and just being able to keep track on spending immediately Reviewed on: 11th March 2021

LOVE MONZO

Perfect for home and travelling abroad.. when we can, immediate notifications of spending and currency conversion. Easy contacting Monzo on chat with any queries. Reviewed on: 10th March 2021

So easy to use and good service

I find monzo so easy to use, and as a bonus I manage my own money SO much better now. The service is also great and prompt. Reviewed on: 10th March 2021

Great Bank for smart spending and big savings!

Monzo has helped me keep on top of my finances and spend with awareness of my monthly budgets! The budgeting and pot features help me with rent payments and are a simple way to save. Reviewed on: 10th March 2021

Seamless app - pretty slick UX and the network effects is pretty good on it as well

I've been using it since 2018? still my main bank account where I control my salary Reviewed on: 10th March 2021

Changed my whole financial outlook

Having a monzo is like being in a brilliant, exclusive club- if you know, you know *wink* type thing. I’ve been accosted in my favourite deli by the waitress so we could rave about how brilliant Monzo is- I’ve had a conversation with a client who works for a HUGE startup company talking about how revolutionary Monzo is- we all just love it. As a serious note, it’s changed the way I feel about money. From being terrible with it, in debt and burying my head in the sand, it’s enabled me to go from clueless & frightened > taking control > excited about my financial journey and out of debt, looking at investments and pensions and my future. ME! I didn’t even open post, I was so frightened of what I might read. That’s a pretty monumental change for a humble little bank account. I now have my current account, joint account and business account with Monzo, and am really grateful for their approach to all things finance and communication. Reviewed on: 10th March 2021

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

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