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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

So good

It’s just banking as it should be. No faff. Quick service. Everything instant. 10/10 Reviewed on: 10th March 2021

Easy, fun and fresh

Love the interface, categorisation and quick transfers! Most of my friends are on monzo which is also really handy for transfers. Reviewed on: 10th March 2021

A complete revelation

Just so easy on every level. Really transparent on charges. Great service. Reviewed on: 10th March 2021

Extraordinary . To help people that need it is amazing thank you Monzo

From the day I opened my Monzo account I felt welcomed and still do feel welcome to be using the services they provide excellent company great experience and good luck in these awards too all the best . Reviewed on: 9th March 2021

Banking without stress

They may not have branches, but boy do they make banking easy! No card readers, no need for 43 different passwords or memorable information, no pointless letters - just simple, easy to use and quick banking facilities. Refunds process into your account quickly, you can see incoming BACS payments (and even claim them early), you can conduct the majority of admin tasks in seconds in the app.... I could go on. The most user friendly, modern banking facility out there. Reviewed on: 9th March 2021

Banking Made Fun

How would have thought Banking could be fun, it's been so 1 dimensional for years, then up pop Monzo gamifying the experience. Well done Team Monzo Reviewed on: 9th March 2021

The app is great

I find that the app itself is great but I do wonder if one day Monzo is gonna shut my account down after an abnormal transaction etc. Reviewed on: 8th March 2021

Fabulous Bank.

Been with them for a few years now and it just keep's getting better. I get my pay cleared 3 days early, virtual cards makes paying online more reassuring, overdraft fees are clear, ability to create a family shared tabs to split bills is instant and free. I've converted my entire close family to Monzo. Reviewed on: 5th March 2021

Taking control of your finances

Never has the UK seen a bank that allows direct API access, and such control over your finances. I have more in savings than ever before, and that's entirely down to being able to properly ringfence money and interact with my bank in a way that makes financial sense for me, rather then purely for them. Reviewed on: 5th March 2021

Just works

It just works, not your old school dusty bank stuck in the last. Reviewed on: 4th March 2021

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