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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Best bank ever

5
Makes budgeting and managing my money far easier than any bank account I’ve ever used! Feels more secure as you’re notified every time your card or bank account is used so I ALWAYS know which transactions have gone through and when. Such an easy app to use. Will never switch to a different bank, I rave about Monzo far too much! Reviewed on: 12th April 2021
Rita 's avatar
Rita

Great Bank

5
Easy to use app with lots of features Reviewed on: 12th April 2021
Andrew Fisher's avatar
Andrew Fisher

Helps save money into pots

5
Best bank and constantly developing new features leaving other banks behind. Reviewed on: 12th April 2021
Sean Hamilton's avatar
Sean Hamilton

Better than Tide and Monese

5
Other than these I haven t tested but as a bank and online banking application, it felt top, like really being in the 1st World - this comes from a Romanian who moved to London one year ago. Better than BCRs George app that I used back home feature-wise. BCR has nice colours and prestige but Monzo is full option. Reviewed on: 12th April 2021
Daniel Andronic's avatar
Daniel Andronic

Best bank ever

5
So easy to use, amazing UI. Looks great. Can set up in minutes. Great tools to manage your money and payments easily. Reviewed on: 12th April 2021
George Bent's avatar
George Bent

BEST PREPAID CARD IN THE MARKET

5
I got to know of Monzo Prepaid card over 2 years ago. It has made my life easier for paying bills and not worrying about credit cards. Their customer service is fantastic and very helpful when the need arises. I will recommend to those with credit cards issues. Best card to have in your wallet. Cheers Reviewed on: 12th April 2021
Alex Wilson's avatar
Alex Wilson

Easy, helpful, modern

5
I've had first class customer service, easy to get hold of, whenever I've had an issue. It's so convenient that it's all on the app and everything is accessible and I've had a far better experience than with my previous traditional bank. Monzo is the bank of the future in my opinion Reviewed on: 12th April 2021
Jake Watson's avatar
Jake Watson

So good for budgeting

5
Gave me back control of my finance! Reviewed on: 12th April 2021
Max Winston's avatar
Max Winston

The best bank around

5
My money feels more secure with Monzo than it has at big banks. Ease of use, at home and abroad, put Monzo way ahead of its competitors. Reviewed on: 12th April 2021
Josh 's avatar
Josh

Fantastic bank even better service

5
Super quick updates, oodles of features and next level customer service - so good. Reviewed on: 12th April 2021
Nick 'Rico' Richardson's avatar
Nick 'Rico' Richardson

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