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Monzo: Current account reviews

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4.92
Based on 17,541 reviews, last reviewed 9th Feb 2026
15450% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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1%

Latest highest rating:

5

Monzo’s current account enables me to manage my mone... Monzo’s current account enables me to manage my money in an easy, interactive and secure way, with plenty of unique features that put them miles ahead... Read more Reviewed on: 9th February 2026
Mitchell's avatar
Mitchell

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026
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milan thakur
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (17541)

Really disrupting the banking sector

5
What Monzo have done for the banking sector has been massive, they've kicked the likes of Barclays into developing their digital offer to customers - e.g you can now freeze your card and unfreeze when you want. These developments wouldn't have happened without Monzo Reviewed on: 9th November 2018
cp0649's avatar
cp0649

works for me

5
I love Monzo, its easy to use works well and covers all my needs. Reviewed on: 9th November 2018
trudy's avatar
trudy

Dynamic

3
Refreshing and delivers with verve Reviewed on: 9th November 2018
shahedc's avatar
shahedc

Great bank

5
Allows me to track spending so easily and to organise my finances Reviewed on: 9th November 2018
Michaela's avatar
Michaela

so quick and simple

5
The app is great, does everything i need it to and transactions turn up so quickly. The verification on my hpone is great too, makes me feel safer shopping online. i like the pots too. Reviewed on: 9th November 2018
kmcomp4's avatar
kmcomp4

Easy, instant information

5
So easy to use live chat, so great to get immediate payment notifications on my phone, everything just works Reviewed on: 9th November 2018
mrsamyjc's avatar
mrsamyjc

Monzo is amazing for anyone terrible at budgeting

5
Monzo has been a great account for anyone challenged by budgeting. Reviewed on: 8th November 2018
Rachel Quinn's avatar
Rachel Quinn

Simply fantastic

5
Love that I can access this purely online/on my phone as a busy person. The information provided on each one of my transactions helps me budget and keep track of my spending. The bill splitting function is great, and the overall application process is practical and easy. Reviewed on: 8th November 2018
Meg's avatar
Meg

Super easy and intuitive, app-powered.

5
Chose these guys 18 months ago and have not looked back. Its what a bank looks like when re-imagined, it's app based which is not unique. But its 100% app based, so fast. Customer service is chat based, splitting bills, requesting payment, notification feeds of even why a transaction didn't go through like when I get the CVV number wrong. I never have to call anyone, it's free ( although I appreciate that I will need to pay eventually) and even when I go abroad I use the card at fair exchange rate. I can even upload a photo to be an an icon for all the places where I spend money. Its superb. Reviewed on: 8th November 2018
nathanmob's avatar
nathanmob

Brilliant

5
Easy to set up and easy to manage Reviewed on: 7th November 2018
Linda's avatar
Linda

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