Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

I am happy

5
Creative with good experience Hdhdjcij Reviewed on: 24th January 2020
Encho Angelov's avatar
Encho Angelov

Best overall bank

5
Customer service is efficient, great fx rates to spend abroad, very user friendly app, lots of saving options, best international transfer rates (in partnership with Transferwise) and to top it off super flashy bright coral colour debit card (looks amazing). It has all you need. Reviewed on: 24th January 2020
Erik erxon's avatar
Erik erxon

Feature-rich, clear, easy to use

5
By far the best banking experience I've had. The whole product is feature-rich (from the app to integrations, such as open APIs, Google Pay [COME ON, BARCLAYS], etc). Immediate transaction updates, actually useful reporting, simplicity in sending money to friends... Just brilliant. Reviewed on: 24th January 2020
Alasdair Haigh's avatar
Alasdair Haigh

Amazing bank.

5
A great bank. The app is full of useful features for managing your money and is community driven so is always getting better! Reviewed on: 24th January 2020
Daniel Holmes's avatar
Daniel Holmes

Best bank

5
The best features and changed the uk banking sector! Reviewed on: 24th January 2020
Jamie Wills's avatar
Jamie Wills

Proud, and sharing

5
Since joining mono, during it's first year, it has got better and better, to the point I effectively sell there features to everyone I meet and now most people who know me now have mono, the power of customer service finally wins We ask they listen Reviewed on: 23rd January 2020
Dan Wilson's avatar
Dan Wilson

Flawless, for now

5
Everything has been great for now (I'm a bit worried about these users reporting their account being closed, as I'm using it as my main account. Reviewed on: 23rd January 2020
Alessio Piergiacomi's avatar
Alessio Piergiacomi

Most I know have one

5
They are very consumer focused and keep us updated and I feel looked after I get a reasonable response for an online bank that does not interrupt my day to day work by calling hight street banks on my break. Suits my lifestyle perfect Reviewed on: 23rd January 2020
Collisj's avatar
Collisj

Simply the best

5
If only every company shared the same work ethics as Mozo! Fantastic customer service, great features within the app. Always my number one card to use every time. Reviewed on: 23rd January 2020
Laura Hudson's avatar
Laura Hudson

Market leader in technology

5
This bank has created a business built for its customers, something the other big banks should have done a long time ago and now its caught up on them! People are realising change. I moved to monzo after using their pre paid option and I have recommended monzo to my friends and family. Keep up the amazing work Monzo. You own this! Reviewed on: 23rd January 2020
Adz 's avatar
Adz

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill