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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Just the best

No questions there.. the best. Great customer service, great product, great app, super convenient at home and abroad, transparent, full of features, more coming.. thank you! Reviewed on: 21st January 2020

Bank on your phone

It’s just a whole bank. On your phone. What more do you need? Reviewed on: 21st January 2020

Amonzing

Monzo is by far the best bank I have ever had the pleasure of dealing with. Their whole banking system makes all high street banks look like they are still in the dark ages. Thanks to Monzo I have been able to budget my money better and get instant notifications on what I spend. I love the fact you can create separate “pots” of money great for putting money aside from your daily account. Reviewed on: 21st January 2020

cool

cool stuff with option of apply for overdraft facility Reviewed on: 21st January 2020

Easy to use and helpful in getting you to save

Monzo is now practically my daily account. Most of my purchases are done using this account. The ability to get a quick and clear overview of my account, such as recent and upcoming payments is very helpful. Also it has made making short savings very easy. Plus the interest savings that are available through Monzo (whilst not the best on the market) are much better than most of the normal high street banks. I feel much more in control of my finances now. Monzo feels like a forward facing bank that actually offers useful features. Reviewed on: 21st January 2020

Everything a bank should be

Fundamentally makes banking easy and efficient while maintaining high security and flawless customer service Reviewed on: 21st January 2020

Simple, easy control

I recently opened a Monzo account following my purchase of my first house. While I have been with my existing bank my whole life (I also worked for that same company for 2 years), the ease of setting up my Monzo account was amazing. It provides the perfect platform to manage my budget, have visibility of my funds and so many saving options to help me set aside a little every month. Super easy, lots of control, no faff with paperwork etc. Very happy with my account Reviewed on: 21st January 2020

Phenomenal

I have Monzo since it was in Beta as a prepaid card. It is now my main bank account since one year. Monzo is how a bank should be. It is so easy to use and it is a real game changer if you want to save money with all the products they have on offer. It's 2020 folks, get a real bank. Get Monzo! Really well done to everyone involved. Reviewed on: 21st January 2020

Amazing bank

Best bank by far. You should definitely switch Reviewed on: 20th January 2020

Great user experience and the finest in FinTech

I've been using Monzo since beta and after trialling competitors I've not found a smarter or easier experience with a bank. Already got my friends using it and will carry on recommending Reviewed on: 20th January 2020

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