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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

New way of banking

5
Monzo has changed the way that I bank and has been a game changer. Finally a bank that works for you. Reviewed on: 24th January 2020
Riese Ponteen's avatar
Riese Ponteen

Most convenient bank

5
Easy to use app, great customer experience Reviewed on: 24th January 2020
Mamas Klerides's avatar
Mamas Klerides

The only current account thats current!

5
Hands own the only bank that has end-user in mind with many handy features and ideas to help manage your money Reviewed on: 24th January 2020
Don Draper's avatar
Don Draper

Monzo are great.

5
Real time notifications that appear before the receipt even prints! Reviewed on: 24th January 2020
JS's avatar
JS

Great bank

5
Super easy to use compared to all the other banks out there. I’m all in, bills, salary and savings! Reviewed on: 24th January 2020
Craig Cowan's avatar
Craig Cowan

Makes banking friendly and stress free

5
All the way from signing up though to years of use it has been refreshing and entirely stress free to bank with. Makes your current and money situation transparent and takes away all fear of delayed payments or surprise fees. Great to take on holiday and offers the best exchange rate. All the banking features have clearly been rethought from the ground up with the user primarily in mind resulting in a very pleasant experience overall. Although, I'm not so keen on the pink colour, but that's a small price to pay. Reviewed on: 24th January 2020
John's avatar
John

Excellent

5
This bank has changed my finances for the better. I feel more in control of my spending and ability to budget each month. I was incorrectly charged a large sum from a big company and the staff at Monzo were really helpful and quick to respond. Excellent Reviewed on: 24th January 2020
Shhhh's avatar
Shhhh

A complete banking revelation

5
Monzo has literally changed the way we manage our finances forever Reviewed on: 24th January 2020
Simon Woodward's avatar
Simon Woodward

Monzo does everything I need it too!

5
Super quick to set-up. Super quick to receive cards. Super quick to arrange a joint account. Overall a super enjoyable experience. I tried that other banking app, Swift after being with Monzo just to see what all the fuss is about and it’s not a patch on Monzo. Monzo is so versatile with handy little features like a Round-up Pot. Marvellous!! Reviewed on: 24th January 2020
Darren Hunter's avatar
Darren Hunter

Efficient and friendly

4
Gets the job done! However, wished it works better in Korea, had issues multiple times with this... but regardless, use as my current account! Reviewed on: 24th January 2020
Marko K's avatar
Marko K

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