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Monzo: Current account reviews

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4.92
Based on 17,588 reviews, last reviewed 9th Feb 2026
17750% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Superb account for travellers and savers Superb account for travellers and savers Reviewed on: 9th February 2026
Lee Mullin's avatar
Lee Mullin

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026
milan thakur's avatar
milan thakur
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (17588)

Good service

5
Easy to use App with saving pots and the ability to add to your savings by rounding up your spending Reviewed on: 20th November 2018
Jessica 's avatar
Jessica

It works, it is better than most and only gets better

5
1.5 years with Monzo, using it for 99% of transactions in the UK and around the globe. Absolutely happy with the service. Reviewed on: 20th November 2018
Konstantin Babanakov's avatar
Konstantin Babanakov

Best bank I've been with

5
I've been with monzo since the beginning what an amazing bank and always adding new features Reviewed on: 20th November 2018
Jake Rote's avatar
Jake Rote

Amazing, no faults at all

5
I've had Monzo since January, and instantly moved all of my banking operations to the account. The app is simple and easy to use, extremely user friendly. IT clearly displays all the required information, and shows a lot more than traditional banks. Pending BACs transfers due in tomorrow appear as pending the day before, which I've seen no other bank do. The app also clearly displays what Direct Debits are expected to be taken the next day too. The customer service team respond within minutes normally, unless there's a major incident going on, but you can't expect them to respond during this case. All in all, Monzo is absolutely amazing and I heartily recommend it to everyone. Reviewed on: 20th November 2018
Jason Winstanley's avatar
Jason Winstanley

Greatest Bank ever

5
Love the app, the card and the team. It just works and is for me the best bank ever. Reviewed on: 20th November 2018
Arne's avatar
Arne

Brilliant Account and Innovations

5
The concept behind this current account is brilliant. The pot system allows me to see how close I am to my savings goals and keeps the money separate but is still accessible in case of emergencies. Would highly recommend to anyone. Reviewed on: 18th November 2018
CharlotteEmma's avatar
CharlotteEmma

Completely different from all other banks - I would be lost without it now

5
Monzo has helped me finally budget and organise my finances. I make full use of their 'pots' to separate out and budget my money. Having the ability to see straight away what has come out of my account has been a game changer. I am now no longer having to rely on credit cards at the end of the month. I recommend them to anyone I talk to. Reviewed on: 18th November 2018
Elizabeth Curran's avatar
Elizabeth Curran

Great Banking Experience

5
Great bank all-round. The app is very user-friendly and whenever I had an issue, it was promptly resolved by their CS staff. Reviewed on: 17th November 2018
MrRobot's avatar
MrRobot

revolutionary banking

5
monzo has changed my whole relationship with budgeting - everyone should be given one at school Reviewed on: 17th November 2018
Verity's avatar
Verity

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018
Davek49's avatar
Davek49

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