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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy everyday banking

They make banking very simple and handling money efficient for all customers. Their customer service is great, and all staff are usually very helpful and kind. Reviewed on: 24th January 2020

New way of banking

Monzo has changed the way that I bank and has been a game changer. Finally a bank that works for you. Reviewed on: 24th January 2020

Most convenient bank

Easy to use app, great customer experience Reviewed on: 24th January 2020

The only current account thats current!

Hands own the only bank that has end-user in mind with many handy features and ideas to help manage your money Reviewed on: 24th January 2020

Monzo are great.

Real time notifications that appear before the receipt even prints! Reviewed on: 24th January 2020

Great bank

Super easy to use compared to all the other banks out there. I’m all in, bills, salary and savings! Reviewed on: 24th January 2020

Makes banking friendly and stress free

All the way from signing up though to years of use it has been refreshing and entirely stress free to bank with. Makes your current and money situation transparent and takes away all fear of delayed payments or surprise fees. Great to take on holiday and offers the best exchange rate. All the banking features have clearly been rethought from the ground up with the user primarily in mind resulting in a very pleasant experience overall. Although, I'm not so keen on the pink colour, but that's a small price to pay. Reviewed on: 24th January 2020

Excellent

This bank has changed my finances for the better. I feel more in control of my spending and ability to budget each month. I was incorrectly charged a large sum from a big company and the staff at Monzo were really helpful and quick to respond. Excellent Reviewed on: 24th January 2020

A complete banking revelation

Monzo has literally changed the way we manage our finances forever Reviewed on: 24th January 2020

Monzo does everything I need it too!

Super quick to set-up. Super quick to receive cards. Super quick to arrange a joint account. Overall a super enjoyable experience. I tried that other banking app, Swift after being with Monzo just to see what all the fuss is about and it’s not a patch on Monzo. Monzo is so versatile with handy little features like a Round-up Pot. Marvellous!! Reviewed on: 24th January 2020

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