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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great Challenger Bank

Lots of useful features but more importantly they listen to users to add new features and tweak existing ones. Reviewed on: 22nd January 2020

Banking how it should be

Takes the stress out of travelling. Everything’s real time and the community is at the heart Reviewed on: 21st January 2020

Beautiful product

It's super easy to get set up, easy to use, and just makes life a whole lot simpler. I was even shown a cool interactive page with a breakdown of how I used Monzo in 2019. Nice! Reviewed on: 21st January 2020

Awesome Bank

Up to date, ahead of the game in many areas, tech savy, regular updates and engaging development / support. Reviewed on: 21st January 2020

Just the best

No questions there.. the best. Great customer service, great product, great app, super convenient at home and abroad, transparent, full of features, more coming.. thank you! Reviewed on: 21st January 2020

Bank on your phone

It’s just a whole bank. On your phone. What more do you need? Reviewed on: 21st January 2020

Amonzing

Monzo is by far the best bank I have ever had the pleasure of dealing with. Their whole banking system makes all high street banks look like they are still in the dark ages. Thanks to Monzo I have been able to budget my money better and get instant notifications on what I spend. I love the fact you can create separate “pots” of money great for putting money aside from your daily account. Reviewed on: 21st January 2020

cool

cool stuff with option of apply for overdraft facility Reviewed on: 21st January 2020

Easy to use and helpful in getting you to save

Monzo is now practically my daily account. Most of my purchases are done using this account. The ability to get a quick and clear overview of my account, such as recent and upcoming payments is very helpful. Also it has made making short savings very easy. Plus the interest savings that are available through Monzo (whilst not the best on the market) are much better than most of the normal high street banks. I feel much more in control of my finances now. Monzo feels like a forward facing bank that actually offers useful features. Reviewed on: 21st January 2020

Everything a bank should be

Fundamentally makes banking easy and efficient while maintaining high security and flawless customer service Reviewed on: 21st January 2020

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