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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Easy access

A good simple clear easy to use Banking App. Reviewed on: 19th January 2020

Excellent banking..

What ever you want in a bank with simplest approach and immediate response.. Reviewed on: 19th January 2020

Fantastic little bank!

Love the app and the ease of everything ! Completely switched to Full Monzo! Reviewed on: 19th January 2020

Well thought out app with great customer support

Fantastic design, really well thought out features ahead of the mainstream banks. You only appreciate some of the functionality once you start using it. All this is backed up by great customer support. Reviewed on: 19th January 2020

Amazingly modern banking

One of the greatest banking experiences I have ever had. Having banked in multiple countries all around the world, monzo, by far delivers the best customer experience of any bank I've tried. Reviewed on: 19th January 2020

A small bank with a big heart

I love Monzo. Ever since I opened my current account I have been more than happy with the way they make things. It just makes me feel like they really care about every client. Costumer support is terrific, and they always have a prompt answer to all of my questions. I love this bank. Reviewed on: 19th January 2020

A bank that works in the way you expect, and in ways you don't expect.

I was a fairly early adopter for Monzo, I got my account about 3 years ago now. I was a bit worried to put too much money into it at first, but it worked very well. Instant notifications on your phone, and fee free currency conversion were groundbreaking at the time. They got their FCC certification a while ago, so I've started using it as my main account; sure I have more money in my Nationwide accounts due to their interest rates and benefits, but it has replaced my Natwest account as my go to account for everyday transactions. The Monzo app, which is the most important component of Monzo (since it's your sole interaction with your account and money), is generally great. It's easy to use, everything is clear. I wish it would group bank accounts that you recieve/pay to by name automatically, but that's more or less it for what I'm wanting from the app. It's only been annoyingly buggy once, which was around mid last year, and it was fixed fairly quickly. Monzo is a bank that works like a 21st century bank should. Reviewed on: 19th January 2020

It's very safe online bank

I like it very much easy money transfer to one bank to an other bank Reviewed on: 19th January 2020

Futuristic Bank

Great bank with great customer support. Always ahead of the curve in providing great service. Although it might sometimes be behind in super cool ideas, they don't always implement ideas unless it is useful and flawless Reviewed on: 19th January 2020

Super overdraft

Super app, Super overdraft and good service Reviewed on: 19th January 2020

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