Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

best bank I have ever had.

always helpful. pots are amazing so exactly know how much I spending and what for. Reviewed on: 19th January 2020

Just simply fab

Really easy to manage your money, with in app notifications as well as get paid early and salary sorter Reviewed on: 19th January 2020

Md

Very good customer service and also very flexible Reviewed on: 19th January 2020

Simple, forward thinking and innovative

Everything on Monzo is made with the customer in mind. Ease and simplicity at your fingertips, banking reimagined. From freezing your card to getting paid a day earlier everything is done to benefit us, the consumer. Reviewed on: 19th January 2020

Amazing

Amazing bank. Really easy to use and friendly staff when you need to talk to someone. Easy to set up and easy to manage money Reviewed on: 19th January 2020

Fantastic App Based Banking

I’m quite cynical when it comes to banks but I think Monzo have got it just about right. I’m a very happy customer and I’m happy to recommend them to friends and family. Easy to use, automatic saving, clean app interface all makes for a pleasant experience. Reviewed on: 19th January 2020

Perfect!

Very useful features. Transactions show imedietly in the app. Fair overdraft rates Reviewed on: 19th January 2020

Brilliant app based bank

Easy to track spending & moving money into pots makes it easy to save up. Being able to freeze your card if lost from your phone is a great feature. Reviewed on: 19th January 2020

Best bank I have ever been with

Amazing customer service never had a single problem with this bank. Reviewed on: 19th January 2020

Best bank for user friendly approach

I have used this bank for almost 20 days and it is a fantastic bank for new techy generation. It is so easy to use. The synchronization with other apps are absolutely good. Additionally, they have the most innovative products such as the integration with IFTTT or saving pots etc. Reviewed on: 19th January 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Zopa 4.93 from 6585 reviews
Student Current Account
from Halifax 4.67 from 11 reviews
Premier current account
from Barclays 4.11 from 118 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub