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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Easy, efficient banking

Great banking experience. Simple to use. Love the features of the app (savings pots, round ups etc). Reviewed on: 19th January 2020

Easy app, great customer support

I’ve been using Monzo as my main current account for over a year. Their easy and accessible mobile app lets you do literally everything you’d want from a bank on your phone. Add in great customer support and flexible cash savings options that actually pay interest, and this is a winning combination! I’d definitely recommend Monzo to anyone who was looking for a modern bank. Reviewed on: 19th January 2020

The go to account

Great all round account for your day to day. Particularly great whilst travellingz Reviewed on: 19th January 2020

Easy from start to finish

Easy to set up, even easier to use. Everything is so simple and well thought out. If you do need any help then the help section is concise and the staff are very knowledgeable and quick! Reviewed on: 19th January 2020

Best bank

Best of the online banks, really love how easy it is to use Reviewed on: 19th January 2020

Great account and community

I always know where monzo is headed. feel like I'm on the journey with them Reviewed on: 19th January 2020

Excellent for money management. A must have product in my mind

Monzo has been an excellent tool for managing my money. Simply by making it so easy to see what I have and how I'm spending it. I check my Monzo on average twice per day on top of the usual checks when I make a transaction and I get the iconic Monzo notification sound. Just doing that means I am in control of exactly what I have meaning I tend to save more and spend wisely. Even if it means delaying a purchase until next month just to spread out my outgoings. Reviewed on: 19th January 2020

Amazing bank, amazing customer service

Monzo is made by people for the people. It has many different tools that can help you with your banking and spending. The customer service are always very friendly and ready to help. Reviewed on: 19th January 2020

Decent account

Bonus havin the quicker payments. Better than a lot of day to day banks but not as good as starling in my opinion as the app needs more work to complete with the simplicity of starling Reviewed on: 19th January 2020

The strength is in the tools they provide

The extra facilities to help manage your finances are what makes the difference, no more exporting to spreadsheets via convoluted logins, it’s all right there in your account. Reviewed on: 19th January 2020

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