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Monzo: Current account reviews

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4.93
Based on 18,086 reviews, last reviewed 23rd Feb 2026
42400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

I love Monzo I moved to Monzo at the end of 2025 from a high street bank after a decade. In that time I’d experienced no end of problems, but my move to Monzo has ... Read more Reviewed on: 23rd February 2026
CJ's avatar
CJ

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026
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Nawshad M
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18086)

Gone fully monzo

5
I love the idea of knowing what payment are due in a few days Reviewed on: 15th January 2019
Riaz Uddin 's avatar
Riaz Uddin

All rounder

5
Great bank and app in general. I just wish it had daily budgeting features Reviewed on: 15th January 2019
Tasam Farkie's avatar
Tasam Farkie

Banking as it should be!

5
Couldn't be more pleased with the choice I made to use Monzo as my main bank! Everything I expect from a company on which I trust my money, Monzo actually do - and they continue to exceed my expectations month over month. I can only hope they keep the same awesome service for the years to come. Reviewed on: 15th January 2019
Eduardo Pita's avatar
Eduardo Pita

Ease of use and rapid tech

5
Monzo has allowed me to consciously think about my spending with its immediate alerts, graph representation of money and app. The overall user experience is unique and better than my other bank Reviewed on: 15th January 2019
Gus Curley's avatar
Gus Curley

Best bank in the UK

5
The app is so simple to use but at the same time full of functionalities. Online banks are revolutionising banking and Monzo is leading the change by costantly pushing the boundaries of innovation. Reviewed on: 15th January 2019
LS's avatar
LS

THE best bank

5
I no longer have to worry about money. Monzo has allowed me to save money for the first time in a very long time. I no longer live paycheck to paycheck and the great features allow me to track and curb my spending effectively! Reviewed on: 15th January 2019
NuttMutt's avatar
NuttMutt

A great bank challenging the big ones

5
Amazing customer service, clear and honest banking. Already got all my family members to sign up. Reviewed on: 15th January 2019
Mr Dishon Gyllenhaal's avatar
Mr Dishon Gyllenhaal

Much better than Ulster Bank

5
I can’t reccomend Monzo enough. Reviewed on: 15th January 2019
Karlproctor's avatar
Karlproctor

Monzo. A breath of fresh air!

5
I've been with Monzo since the off. In terms of banking technology, customer service and innovation Monzo is hands down the best! Keep up the excellent work Monzo. Reviewed on: 15th January 2019
Dan Harvard's avatar
Dan Harvard

Not just a bank

5
Opening an account was as easy as recording a video. Transferring money is as I've always dreamt it to be. Every problem has a human face to it, who cares and sorts it out. You give money to banks in general, because that's how the world works, but let me tell you. I invested in Monzo, out of my own pocket, as a thank you for having taken care of me in the past 2 years. More than just a bank. It's an idea for the people from the people themselves. Brilliant execution, great culture of openness, integrity reflected throughout every employee. How do I know? Check their channels, see which posts they write, how they organise their work, how they prioritise it and what level of talent they attract. I hope they'll take over the banking dinosaurs soon, 'cause they deserve it, and we deserve better than "how it's always been". Do yourself a favour, get a Monzo account. Reviewed on: 15th January 2019
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Dario

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