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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Amazing app and easy to use

They’re always coming up with useful items to improve the app and the customer experience. I’ve recently closed my Starling account as Monzo is easier to engage with and has a much better UI. Reviewed on: 19th January 2020

Excellent

Favourite bank very good very effective Reviewed on: 19th January 2020

Easily the best Current Account Out There!

Monzo has to be the best Current Account Provider in the country. It offers a seamless joining process, simple and easy to use app interface, and is constantly bringing out new features. I love it and won't use anything else. Reviewed on: 19th January 2020

Simply the best!

User friendly UX and app and quick, fast, efficient and reliable. A bank I can trust Reviewed on: 19th January 2020

Great Modern Bank

Great Modern bank with customer service available with a click or call. The best pots features in an app Reviewed on: 19th January 2020

Favourite bank account

Love pots and salary sorter. It separates salary into different pots for bills and savings etc Reviewed on: 19th January 2020

How internet banking should be in 2020

Everything about a Monzo account is simple. Switch Guarantee ensures everything moves over properly to your new account. Customer service is almost instant. New features & updates are plentiful. Monzo is a front-runner in the new internet banking age & definitely takes the hassle out of banking for me and millions of other customers. Reviewed on: 19th January 2020

Great product with helpful folks running the show!

I've been with Monzo since the Beta stage of testing their product and it's been a great product over the years. they've made many improvements and the current product is second to none. Especially as many of my friends use it! Reviewed on: 19th January 2020

Great bank, amazing customer service

I’ve been with Monzo since the prepaid days and have to say that I love it - my wife and I have joint accounts too and the instant feedback and insight on our personal and joint finances has been amazing Reviewed on: 19th January 2020

Best challenger bank

I have always been happy with Monzo and they have amazing customer service. Reviewed on: 18th January 2020

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