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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

It's very safe online bank

4
I like it very much easy money transfer to one bank to an other bank Reviewed on: 19th January 2020
Salman umar butt 's avatar
Salman umar butt

Futuristic Bank

5
Great bank with great customer support. Always ahead of the curve in providing great service. Although it might sometimes be behind in super cool ideas, they don't always implement ideas unless it is useful and flawless Reviewed on: 19th January 2020
Behrooz's avatar
Behrooz

Super overdraft

5
Super app, Super overdraft and good service Reviewed on: 19th January 2020
Vasil Slavyanov 's avatar
Vasil Slavyanov

best bank I have ever had.

5
always helpful. pots are amazing so exactly know how much I spending and what for. Reviewed on: 19th January 2020
Anonymous's avatar
Anonymous

Just simply fab

5
Really easy to manage your money, with in app notifications as well as get paid early and salary sorter Reviewed on: 19th January 2020
Stuart Mcdonald's avatar
Stuart Mcdonald

Md

5
Very good customer service and also very flexible Reviewed on: 19th January 2020
MD's avatar
MD

Simple, forward thinking and innovative

5
Everything on Monzo is made with the customer in mind. Ease and simplicity at your fingertips, banking reimagined. From freezing your card to getting paid a day earlier everything is done to benefit us, the consumer. Reviewed on: 19th January 2020
Joseph Gregg's avatar
Joseph Gregg

Amazing

5
Amazing bank. Really easy to use and friendly staff when you need to talk to someone. Easy to set up and easy to manage money Reviewed on: 19th January 2020
Mark Watling's avatar
Mark Watling

Fantastic App Based Banking

5
I’m quite cynical when it comes to banks but I think Monzo have got it just about right. I’m a very happy customer and I’m happy to recommend them to friends and family. Easy to use, automatic saving, clean app interface all makes for a pleasant experience. Reviewed on: 19th January 2020
Ian's avatar
Ian

Perfect!

5
Very useful features. Transactions show imedietly in the app. Fair overdraft rates Reviewed on: 19th January 2020
Aaron Douglas's avatar
Aaron Douglas

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