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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Perfect!

Very useful features. Transactions show imedietly in the app. Fair overdraft rates Reviewed on: 19th January 2020

Brilliant app based bank

Easy to track spending & moving money into pots makes it easy to save up. Being able to freeze your card if lost from your phone is a great feature. Reviewed on: 19th January 2020

Best bank I have ever been with

Amazing customer service never had a single problem with this bank. Reviewed on: 19th January 2020

Best bank for user friendly approach

I have used this bank for almost 20 days and it is a fantastic bank for new techy generation. It is so easy to use. The synchronization with other apps are absolutely good. Additionally, they have the most innovative products such as the integration with IFTTT or saving pots etc. Reviewed on: 19th January 2020

Easy, efficient banking

Great banking experience. Simple to use. Love the features of the app (savings pots, round ups etc). Reviewed on: 19th January 2020

Easy app, great customer support

I’ve been using Monzo as my main current account for over a year. Their easy and accessible mobile app lets you do literally everything you’d want from a bank on your phone. Add in great customer support and flexible cash savings options that actually pay interest, and this is a winning combination! I’d definitely recommend Monzo to anyone who was looking for a modern bank. Reviewed on: 19th January 2020

The go to account

Great all round account for your day to day. Particularly great whilst travellingz Reviewed on: 19th January 2020

Easy from start to finish

Easy to set up, even easier to use. Everything is so simple and well thought out. If you do need any help then the help section is concise and the staff are very knowledgeable and quick! Reviewed on: 19th January 2020

Best bank

Best of the online banks, really love how easy it is to use Reviewed on: 19th January 2020

Great account and community

I always know where monzo is headed. feel like I'm on the journey with them Reviewed on: 19th January 2020

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