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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent for money management. A must have product in my mind

Monzo has been an excellent tool for managing my money. Simply by making it so easy to see what I have and how I'm spending it. I check my Monzo on average twice per day on top of the usual checks when I make a transaction and I get the iconic Monzo notification sound. Just doing that means I am in control of exactly what I have meaning I tend to save more and spend wisely. Even if it means delaying a purchase until next month just to spread out my outgoings. Reviewed on: 19th January 2020

Amazing bank, amazing customer service

Monzo is made by people for the people. It has many different tools that can help you with your banking and spending. The customer service are always very friendly and ready to help. Reviewed on: 19th January 2020

Decent account

Bonus havin the quicker payments. Better than a lot of day to day banks but not as good as starling in my opinion as the app needs more work to complete with the simplicity of starling Reviewed on: 19th January 2020

The strength is in the tools they provide

The extra facilities to help manage your finances are what makes the difference, no more exporting to spreadsheets via convoluted logins, it’s all right there in your account. Reviewed on: 19th January 2020

Amazing app and easy to use

They’re always coming up with useful items to improve the app and the customer experience. I’ve recently closed my Starling account as Monzo is easier to engage with and has a much better UI. Reviewed on: 19th January 2020

Excellent

Favourite bank very good very effective Reviewed on: 19th January 2020

Easily the best Current Account Out There!

Monzo has to be the best Current Account Provider in the country. It offers a seamless joining process, simple and easy to use app interface, and is constantly bringing out new features. I love it and won't use anything else. Reviewed on: 19th January 2020

Simply the best!

User friendly UX and app and quick, fast, efficient and reliable. A bank I can trust Reviewed on: 19th January 2020

Great Modern Bank

Great Modern bank with customer service available with a click or call. The best pots features in an app Reviewed on: 19th January 2020

Favourite bank account

Love pots and salary sorter. It separates salary into different pots for bills and savings etc Reviewed on: 19th January 2020

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