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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Brilliant app based bank

5
Easy to track spending & moving money into pots makes it easy to save up. Being able to freeze your card if lost from your phone is a great feature. Reviewed on: 19th January 2020
hm212's avatar
hm212

Best bank I have ever been with

5
Amazing customer service never had a single problem with this bank. Reviewed on: 19th January 2020
Dan's avatar
Dan

Best bank for user friendly approach

5
I have used this bank for almost 20 days and it is a fantastic bank for new techy generation. It is so easy to use. The synchronization with other apps are absolutely good. Additionally, they have the most innovative products such as the integration with IFTTT or saving pots etc. Reviewed on: 19th January 2020
Serkan's avatar
Serkan

Easy, efficient banking

5
Great banking experience. Simple to use. Love the features of the app (savings pots, round ups etc). Reviewed on: 19th January 2020
Michelle's avatar
Michelle

Easy app, great customer support

5
I’ve been using Monzo as my main current account for over a year. Their easy and accessible mobile app lets you do literally everything you’d want from a bank on your phone. Add in great customer support and flexible cash savings options that actually pay interest, and this is a winning combination! I’d definitely recommend Monzo to anyone who was looking for a modern bank. Reviewed on: 19th January 2020
sb's avatar
sb

The go to account

5
Great all round account for your day to day. Particularly great whilst travellingz Reviewed on: 19th January 2020
Josh Cooper's avatar
Josh Cooper

Easy from start to finish

5
Easy to set up, even easier to use. Everything is so simple and well thought out. If you do need any help then the help section is concise and the staff are very knowledgeable and quick! Reviewed on: 19th January 2020
Becca Young's avatar
Becca Young

Best bank

4
Best of the online banks, really love how easy it is to use Reviewed on: 19th January 2020
Rasmus 's avatar
Rasmus

Great account and community

5
I always know where monzo is headed. feel like I'm on the journey with them Reviewed on: 19th January 2020
CGD's avatar
CGD

Excellent for money management. A must have product in my mind

5
Monzo has been an excellent tool for managing my money. Simply by making it so easy to see what I have and how I'm spending it. I check my Monzo on average twice per day on top of the usual checks when I make a transaction and I get the iconic Monzo notification sound. Just doing that means I am in control of exactly what I have meaning I tend to save more and spend wisely. Even if it means delaying a purchase until next month just to spread out my outgoings. Reviewed on: 19th January 2020
dangermines's avatar
dangermines

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