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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Easy and effective banking

I have referred 4 of my friends to monzo. To which they all love and enjoy using the app, compared to traditional banking. Reviewed on: 17th January 2020

Amazing ethical bank

Monzo is an amazing ethical app based bank. Never had any issues with them. They are getting better day by day. They listen to the community Reviewed on: 17th January 2020

Best bank by far

Consistently good service from Monzo and, considering that it is an online only bank, very few technical issues. The early payment feature then took it a step above the rest. I would always (and have) recommend Monzo to everyone I meet Reviewed on: 17th January 2020

Best concept since sliced bread

Just an over all INCREDIBLE concept and company. Never have I been so passionate about a corporate company in my life especially in an industry such as banking. I mean everyone hates banks and bankers. Monzo is an exceptional company down to every last detail. The customer service is impecable! Their fees are affordable. I am a avid traveller so this company is catered to me. I once lost my bank card in bolivia and 2 weeks later i received my new one in peru as requested. I find myself speaking of monzo so highly I have even recommended them to people in countries they arent even in. I honestly cannot imagine banking with anyone else anymore. Reviewed on: 17th January 2020

Feature rich and simple to use

From signup to making a full switch to Monzo, its been straight forward and has gone very smooth. The app and its features is great. A lot of colleagues and friends use it so splitting bill or sending/requesting money is simple and instant! Reviewed on: 17th January 2020

Best bank in the market

Monzo is fast and reliable, a true 21st century bank. Reviewed on: 16th January 2020

Simplified the banking experience

Makes everything simple and easy to manage. Being able to budget is great and so easy, for me as someone who naturally finds it difficult. Reviewed on: 16th January 2020

I loveeee it!

I have never thought of a bank as something I could feel so emotional about but here it is - I love Monzo! Everything from the community driven development, the pink card and the immediate feedback when I pay. Using Monzo has changed the way I manage my money and has definitely changed the way I feel about finance. Reviewed on: 16th January 2020

Fab!

The only bank that i feel like is actually on our side. Helped me work out a budget and get out of debt. Their customer service is unparalleled too. Reviewed on: 16th January 2020

Bank online bank account out there

Love Monzo! App set up is clean and functions very quickly. Move over First Direct, there’s a new brand in town! Reviewed on: 16th January 2020

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