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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18186 reviews)

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4.93

Based on 18,186 reviews, last reviewed 27th Feb 2026

47300% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is easy to use, great interest rates for savin... Monzo is easy to use, great interest rates for savings and easing investing through their app Reviewed on: 27th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18186)

Best Bank Account Ever

They have removed all the complications you have with a normal bank. Everything is so easy from opening the account, to tracking your spend, split money instantly into different pots, instant transactions & notifications. Instantly freeze card, card delivered next day, no fees on foreign transaction. Reviewed on: 15th January 2019

Game changer

Great bank, great features, great customer service. Other banks are busy trying to catch-up Reviewed on: 15th January 2019

elegent use of data & technology to enhance the customer experience

painless and productive experience Reviewed on: 15th January 2019

The best bank ever

They have rethought the customer experience from start to finish Reviewed on: 15th January 2019

Banking done right!

I have been using Monzo as my main bank since October 2017 (I was part of the beta who had early access to the full current account). Monzo being a mobile only bank was a little daunting at first, but I soon found that this didn't matter at all (only slight annoyance is not being able to pay in cheques and cash). The budgeting tools are amazing and have actually helped me save enough to put a deposit down on a house! The only issues I have ever experienced have been the result of third-party issues, for which Monzo have been apologetic and have said they are taking steps to prevent the issues from happening again. Reviewed on: 15th January 2019

Banking shake up

Easy to use and learning from the customers experience Reviewed on: 15th January 2019

The Future of Banking

Monzo has revolutionized personal finances through its revolutionary app that you can build and customize to yourself. I use it as my main current account and won't look back. It's exciting to see what they do next. Reviewed on: 15th January 2019

Forward thinking money monzo

From the outset Monzo have been fabulous!!! Exceent customer's service. Free to use abroad. Easy to use and read records and ongoing tabs of what you spend and where. Top security and phone needs authority ( tap to approve transaction ) so straight away you know if your card was being used dishonestly. Monzo have a 10/10 from me in customer service too. Receptive and quirky responses, updated answers quickly to any query. Brilliant Reviewed on: 15th January 2019

Great budgeting tools on a great bank account

We have saved so much money using Monzo's budgeting tools, and the summary feature means we always know how much we've got to spend until payday! It's great. Reviewed on: 15th January 2019

Best bank I've ever used!

Monzo are modern, fast and transparent. The worst thing about old banks is that they are so slow to do anything, accepting applications, sending your card, and then just transfering money takes a couple of days. Monzo is everything you think a bank should be. Reviewed on: 15th January 2019

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