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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing bank, amazing customer service

5
Monzo is made by people for the people. It has many different tools that can help you with your banking and spending. The customer service are always very friendly and ready to help. Reviewed on: 19th January 2020
jimjja's avatar
jimjja

Decent account

3
Bonus havin the quicker payments. Better than a lot of day to day banks but not as good as starling in my opinion as the app needs more work to complete with the simplicity of starling Reviewed on: 19th January 2020
Craig's avatar
Craig

The strength is in the tools they provide

5
The extra facilities to help manage your finances are what makes the difference, no more exporting to spreadsheets via convoluted logins, it’s all right there in your account. Reviewed on: 19th January 2020
Kev Ford's avatar
Kev Ford

Amazing app and easy to use

5
They’re always coming up with useful items to improve the app and the customer experience. I’ve recently closed my Starling account as Monzo is easier to engage with and has a much better UI. Reviewed on: 19th January 2020
Christopher Newman's avatar
Christopher Newman

Excellent

5
Favourite bank very good very effective Reviewed on: 19th January 2020
Anonymous's avatar
Anonymous

Easily the best Current Account Out There!

5
Monzo has to be the best Current Account Provider in the country. It offers a seamless joining process, simple and easy to use app interface, and is constantly bringing out new features. I love it and won't use anything else. Reviewed on: 19th January 2020
Dylan's avatar
Dylan

Simply the best!

5
User friendly UX and app and quick, fast, efficient and reliable. A bank I can trust Reviewed on: 19th January 2020
Akshay's avatar
Akshay

Great Modern Bank

5
Great Modern bank with customer service available with a click or call. The best pots features in an app Reviewed on: 19th January 2020
Michael's avatar
Michael

Favourite bank account

5
Love pots and salary sorter. It separates salary into different pots for bills and savings etc Reviewed on: 19th January 2020
Samuel Livick's avatar
Samuel Livick

How internet banking should be in 2020

5
Everything about a Monzo account is simple. Switch Guarantee ensures everything moves over properly to your new account. Customer service is almost instant. New features & updates are plentiful. Monzo is a front-runner in the new internet banking age & definitely takes the hassle out of banking for me and millions of other customers. Reviewed on: 19th January 2020
Connor's avatar
Connor

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