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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Simple. Instant. Cool

I like data. I like my data. I like cool stuff. Monzo made a cool bank and an excellent brand. Reviewed on: 16th January 2019

Great

Great banking online and managing money hope branches open. Reviewed on: 16th January 2019

Great Customer Experience

I have been a customer of Monzo for the past four months. I have not complained about a single thing they do. The transactions are easy, transferring in a out is very fast, you can set yourself budgets, you can easily manage your dedicated monthly payments and you can even use the help of IFTTT, to save regularly. I use them for the 1p challenge and the 1p reverse challenge; both of which are building up nicely. A few things that I would comment on: possibly being able to create your own Categories. The default ones are excellent, but being able to be more specific would be outstanding, especially if you have OCD like myself. Secondly and not that I have anything wrong with it at all as I love it, but maybe give customer a choice of different coloured cards, or cards that they could add design, pattern or even pictures to. Thirdly, savings accounts with interest: I’m not sure whether or not this is being worked on, but not a lot of people have that £1000 to start off the account with, but would like to open one. Considering that 1% is higher than a lot of banks and building society’s have on offer, which you can access. Reviewed on: 15th January 2019

World class

Amazing!!!!!!! By far the best current account and bank out there!!! Reviewed on: 15th January 2019

An amazing bank who break the boundaries every week

I have banked with Monzo since the beginning and it’s been a pleasure since I started. High street banks need to shape up and start taking tips from start up banks Reviewed on: 15th January 2019

Simply works for me

The transfer to Monzo was a great experience. The app has allowed me to cut my money management to 0, helped me budget and helped me save. Minimalist really is best. Thank you Monzo. Reviewed on: 15th January 2019

Amazing bank

Customer service is incredible and their app by far is much better than any other bank Reviewed on: 15th January 2019

best bank

Excellent customer service, no need to wait ages on a call to speak to a human. App has excellent budget features and i love being able to see what I've spent that day instead of trying to remember everything or having to record it in a notebook/notes app. Everything is just so much easier to do. Monzo are revolutionising the banking industry. Reviewed on: 15th January 2019

Responsive & helpful

Excellent service, communication always up to date and immediate Reviewed on: 15th January 2019

Best Bank Account Ever

They have removed all the complications you have with a normal bank. Everything is so easy from opening the account, to tracking your spend, split money instantly into different pots, instant transactions & notifications. Instantly freeze card, card delivered next day, no fees on foreign transaction. Reviewed on: 15th January 2019

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