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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Clear and easy banking

Clear presentation of banking info. Easy to use app. Great customer service and openness about the direction the bank is being developed Reviewed on: 16th January 2020

A bank putting the customer first

Monzo is a master class in brand building through user experience. With its philosophy of openness, transparency, community and collaboration, it is earning the trust if its customers by putting them first. The delightful user experience reflects this. Reviewed on: 16th January 2020

Great Bank

Amazing bank with innovative saving goals, great customer service and great insight into spending Reviewed on: 16th January 2020

Good bank

Easy to setup, use and keep on track with your money. Great for bill splitting Only issue is putting cash into the account Reviewed on: 16th January 2020

So Good

This is the easiest current account I have had. So easy to tranfer money to the family and track spending Reviewed on: 16th January 2020

Best Bank and App ever!

Best UX! Everything I need is exactly where I need it. Reviewed on: 16th January 2020

Best bank

Having worked in the finance industry for a number of years - I hands down recommend Monzo to all of my customers and colleagues now. Reviewed on: 16th January 2020

Monzo

Monzo have been outstanding since swapping, the app is so helpful and makes banking more enjoyable and easier Reviewed on: 16th January 2020

Best bank ever! Never going back to traditional banks

I love Monzo, everything's so easy to use and the customer support is exceptional. It helps me manage my finances in a fun way. Reviewed on: 16th January 2020

The best bank ever

Who knew banking would ever be made fun! Saving is fun! Checking my account and balance is fun! Customer service is obviously the best in my opinion as well. Everything is SO easy and simple Reviewed on: 16th January 2020

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