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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great product with helpful folks running the show!

5
I've been with Monzo since the Beta stage of testing their product and it's been a great product over the years. they've made many improvements and the current product is second to none. Especially as many of my friends use it! Reviewed on: 19th January 2020
LukeG's avatar
LukeG

Great bank, amazing customer service

5
I’ve been with Monzo since the prepaid days and have to say that I love it - my wife and I have joint accounts too and the instant feedback and insight on our personal and joint finances has been amazing Reviewed on: 19th January 2020
Matt Rayner's avatar
Matt Rayner

Best challenger bank

5
I have always been happy with Monzo and they have amazing customer service. Reviewed on: 18th January 2020
Anonymous's avatar
Anonymous

Simple, Transparent, Efficient

5
Immediate alerts when money is spent, categorised spending and simple access to 3rd-party savings accounts (so pretty good rates thanks to making them compete). Lightyears ahead of the old banks. Reviewed on: 18th January 2020
Peter B's avatar
Peter B

Brilliant fantastic

5
This is a great bank,it does so much,helps with where your money goes ie bills,food,ect,its a app on your phone and its far better then a lot of other banks i would give this 100 stars if i could Reviewed on: 18th January 2020
Jill Feather's avatar
Jill Feather

More Tech than Bank

3
Although I have no problem with Monzo, and I wish them every success, I feel they focus more on the tech and community aspects of their business than they do on being a bank. This would not be right for everyone, hence the lower recommendation score, but I still wish them every success Reviewed on: 18th January 2020
IvanDP's avatar
IvanDP

Poor product

1
They keep chaning their policies and taking away things that made them good at the beginning. They are also trying their had to push a horrible Plus version of their current account and they are planning to take away essential features like customer service. Be wary if you have cash as you will be charged an extra £1 for deposit. Stay away from Monzo and use any other bank, even old fashioned banks are better. Reviewed on: 18th January 2020
John Smith's avatar
John Smith

The best bank

4
By far. Still not perfect. But there is no better Reviewed on: 18th January 2020
Simon Hunter's avatar
Simon Hunter

Revolutionised budgeting for me

5
Using Monzo has fundamentally changed how I interact with money. I am so much more in control of my spending and haven’t used my overdraft at all since making the switch. The instant transaction notifications have also saved me from potential fraud this week and after I froze my card and reported it I got a new card the very next day. Absolute hero’s. Reviewed on: 18th January 2020
Emma Bee's avatar
Emma Bee

A company redefining banking.

5
Great in every aspect, this is what a bank should be. They are lightyears ahead of everyone else. Reviewed on: 18th January 2020
Peter Sharpe's avatar
Peter Sharpe

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