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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Amazing Bank

The best bank ever - I am so grateful for Monzo Reviewed on: 14th January 2020

Best bank for todays digital age

Modern bank for modern times. Great support and community constantly seeking to improve. Reviewed on: 14th January 2020

So easy to save

As my 1st debit card (I’m 17), Monzo has really helped me set myself up with good saving habits I hope to upkeep all my life- I would feel as though I’d be cheating a friend if I didn’t nominate Monzo as British Bank of 2020. Reviewed on: 14th January 2020

Only decent bank account in the UK

Every other UK bank I've been with have been a massive disappointment making me wish there was something better on the market. Monzo is awesome, and they're becoming better every day. Couldn't ask for more than that. Reviewed on: 14th January 2020

Exactly as banking should be in the current centur

Easiest, fastest, most convenient banking experience available anywhere. Will never look back! Reviewed on: 13th January 2020

Just superb

Won't get a bank just like Monzo. So much so it feels like family. Meeting someone with a Monzo card makes us feel like we have known each other for a while. Now you don't get that same feeling with a Nationwide card. Just showing off the cool looking card to all your mates as you smugly saying in getting paid a day earlier than them ;) - finally a bank which takes modern-day technology and customer service and makes such a good job out of it. This is modern banking. Deserve to win every award in the running list with the values of treating us right and always being on hand whenever you need them. No need to pop in here, pop in there. A quick chat online can take minutes and saves time and a lot of petrol. Thank you, and Well Done Monzo. :) Reviewed on: 13th January 2020

Never loved a bank before.

I’d never saved money in my life, but since joining Monzo I can finally manage it. I simply now have an awareness of my spending that traditional banks never even thought to offer. Reviewed on: 13th January 2020

Caring

I never experienced so good of a app they listened to the customers Good luck Reviewed on: 13th January 2020

Easy

Banking with Monzo is effortless and transparent! Reviewed on: 13th January 2020

Intuitive and great for budgeting

Since using Monzo I have managed my money like a pro - no missed payments, savings in the bank and form grasp on my monthly expenditure. Reviewed on: 13th January 2020

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