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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Bank hands down

I have been using it fore more then 2 years and I absolutely love it. Reviewed on: 16th January 2020

Great Bank

Just amazing !! Best bank ever. Would recomend to everyone !! Reviewed on: 16th January 2020

Best bank ever

So easy to use. Great application for saving money and splitting bills. Reviewed on: 16th January 2020

Everything I needed and more!

Monzo has completely changed how I manage banking. They have made every part of it simpler, easier and fun! What more could you want. I would definitely recommend the bank to anyone! Reviewed on: 15th January 2020

Monzo

best bank I have been with - it is so user friendly! it keeps me on top of my finances by providing me with clear information on my outgoings and encourages me to save. I have honestly never looked back. and the getting paid a day early service is amazing! Reviewed on: 15th January 2020

Best Bank EVER!

Best bank ever, no high street bank can even come close Reviewed on: 15th January 2020

Superb Customer Support

A bank with personality and that actually, really cares for it's customers. A modern bank for modern times with technology AND people at it's heart. Working like a true agile start-up but the trust and robustness that outperforms the traditional, legacy banking behemoths. Reviewed on: 15th January 2020

Amazing bank

Monzo are outstanding. Excellent customer support, and really are into the community making banking better. Reviewed on: 15th January 2020

Amazing bank and app

Since moving to Monzo, I've never been so on top of my finances! Reviewed on: 15th January 2020

Modern bank for a modern world

Sign up to a more traditional bank and you'll soon realise why Monzo rules for the modern world. Monzo's simple setup, easy to use app, and no hassle security makes it feel much like any other app. Which makes money management and understanding money easier. Balances are up to date, always, and budgeting is just a few clicks away, with regular nudges to keep you in-line. The future also looks strong, with a world of interconnected financial services, Monzo should build upon its data set and advise me where to invest more, where to spend less, and how to cut my bills. Get on board, it's going to be a fun ride. Reviewed on: 15th January 2020

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