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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Accurate balance

Have you ever wondered why on Thursday your bank shows the coffee you bought on Monday? Monzo decided that was annoying, and instead show the coffee instantly. Instant coffee. Not "I bought that three days ago" coffee. I like Monzo because I know my bank balance is accurate. Reviewed on: 13th January 2020

Great Honest Simple Banking

Great bank, the best by a long way. Great app with fantastic tracking of transactions. So many features now copied by bigger banks but not executed half as well. If they have problems they explain what happened in an honest way, it's quite refreshing! It's great if you want to use it to pay for things abroad as the rates are some of the best. Reviewed on: 13th January 2020

Simply, easy and fair

Brilliant customer service that puts security first, and innovates constantly to provide the best customer-led experience. Reviewed on: 13th January 2020

Monzo great app!

Using for 6 months, has helped me to manage by money and bills easily. I have started finally saving money! Reviewed on: 13th January 2020

Best switch

I switched from a high street bank to Monzo and it's the best decision I ever made! Reviewed on: 13th January 2020

A fantastic alternative to classic banking

I value the immediate availability of, and access to, my expenditure information, especially in over-the-counter transactions, and the sense that Monzo is a bank which will be around, extending and improving for a long time. Reviewed on: 13th January 2020

Simply the best

Amazingly easy to use, with the best customer service there is Reviewed on: 13th January 2020

Excellent Account

Interaction and nature of their account offering is excellent. Reviewed on: 13th January 2020

Fantastic bank

Can't think of a bank that has ticked all the boxes for me like Monzo has. Who needs branches when I have my phone and the ability to speak to someone through the app Reviewed on: 13th January 2020

Simple, easy banking

The most empathetic, transparent and forward thinking bank around Reviewed on: 13th January 2020

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