Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Great Bank

5
Just amazing !! Best bank ever. Would recomend to everyone !! Reviewed on: 16th January 2020
Wojciech Wyrzykowski's avatar
Wojciech Wyrzykowski

Best bank ever

5
So easy to use. Great application for saving money and splitting bills. Reviewed on: 16th January 2020
Ben James Oldfield's avatar
Ben James Oldfield

Everything I needed and more!

5
Monzo has completely changed how I manage banking. They have made every part of it simpler, easier and fun! What more could you want. I would definitely recommend the bank to anyone! Reviewed on: 15th January 2020
TPeters's avatar
TPeters

Monzo

5
best bank I have been with - it is so user friendly! it keeps me on top of my finances by providing me with clear information on my outgoings and encourages me to save. I have honestly never looked back. and the getting paid a day early service is amazing! Reviewed on: 15th January 2020
robertandhaydenrose@hotmail.com's avatar
[email protected]

Best Bank EVER!

5
Best bank ever, no high street bank can even come close Reviewed on: 15th January 2020
Nord Saowijit's avatar
Nord Saowijit

Superb Customer Support

5
A bank with personality and that actually, really cares for it's customers. A modern bank for modern times with technology AND people at it's heart. Working like a true agile start-up but the trust and robustness that outperforms the traditional, legacy banking behemoths. Reviewed on: 15th January 2020
Jonathon Taylor-Oates's avatar
Jonathon Taylor-Oates

Amazing bank

5
Monzo are outstanding. Excellent customer support, and really are into the community making banking better. Reviewed on: 15th January 2020
Tom's avatar
Tom

Amazing bank and app

5
Since moving to Monzo, I've never been so on top of my finances! Reviewed on: 15th January 2020
Matt's avatar
Matt

Modern bank for a modern world

4
Sign up to a more traditional bank and you'll soon realise why Monzo rules for the modern world. Monzo's simple setup, easy to use app, and no hassle security makes it feel much like any other app. Which makes money management and understanding money easier. Balances are up to date, always, and budgeting is just a few clicks away, with regular nudges to keep you in-line. The future also looks strong, with a world of interconnected financial services, Monzo should build upon its data set and advise me where to invest more, where to spend less, and how to cut my bills. Get on board, it's going to be a fun ride. Reviewed on: 15th January 2020
Alex B's avatar
Alex B

Perfect and easy

5
Easy to use and does everything I need it to do Reviewed on: 14th January 2020
Lee's avatar
Lee

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill