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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Perfect and easy

5
Easy to use and does everything I need it to do Reviewed on: 14th January 2020
Lee's avatar
Lee

Easy to use app does almost everything you need

5
The App is much better than other banks that I have tried. You can do almost everything through the app. The support chat has been good when I've used it. New features are being regularly added and they listen to customers. Reviewed on: 14th January 2020
Julian Burgess's avatar
Julian Burgess

Changed everything!

5
Monzo has changed my financial life and it’s actually helped me no end! Money doesn’t stress me out anymore! It’s become a joy to bank! Reviewed on: 14th January 2020
Marcus Horry's avatar
Marcus Horry

Clean, tech-dominated, and will be the future of banking in this new decade!

5
More features than you can get your hands on or think of, built from the ground up, and you'll never wonder again where your last pay day went! Reviewed on: 14th January 2020
CHRIS's avatar
CHRIS

Love Monzo!

5
Monzo is like no other bank. It helps me watch my spending and it's reassuring to know they are always ahead of the game in new technology. I feel that my money is extremely safe with Monzo. Reviewed on: 14th January 2020
Sarah B's avatar
Sarah B

Top amd market leading

5
market leading and socially aware product blocking gambling spending from current accounts. our banks have followed Reviewed on: 14th January 2020
roy scott's avatar
roy scott

All around excellence

5
Not just a number. Useful features. Talk to you like an a human. Reviewed on: 14th January 2020
Josh Bowles's avatar
Josh Bowles

Great

5
Monzo is excellent bank and very handy. Reviewed on: 14th January 2020
Obaydur Rahaman 's avatar
Obaydur Rahaman

Innovative and making daily money management easier

5
Cha-ching up pops the notification, in fact it buzzes on my wrist first. I know the transaction has gone through before the vendor does in most cases. I never thought notifications could be so powerful but seeing how much I spend each day, even small amounts, a coffee here, a KitKat there, soon comes to the fore when you get notified each time. It's just as well I can 'hide' money (automatically!) in Pots to do a little short term saving for holidays, or that new tattoo I want. From there, the rest of my budgetting has fallen into line and for the first time in YEARS I feel confident about where my money is, that I won't miss any bills, and that my debt is under control. Reviewed on: 14th January 2020
G's avatar
G

A great bank account for 2020s

5
Monzo has made my day-to-day money management so much easier, more convenient and stream-lined. It is the social banking features such as bill splitting, tab sharing and the real time nature of it all that really sets it apart for me. And without doubt the customer service is the best I've experience from a bank; when I think back to the number of frustrating, infuriating conversations I've had with HSBC over the years I am so so happy Monzo came along. Reviewed on: 14th January 2020
Colmjude's avatar
Colmjude

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